20 Enjoyable Methods to Title Your YNAB

This put up is a part of YNAB’s twentieth Anniversary sequence. Cheers to twenty Years!

Do you know you may title your finances in YNAB? It’s true, you may name every finances in your YNAB account one thing totally different. And for the reason that title of your finances is so outstanding proper there within the high left nook of the online app, it’s a fantastic alternative to make a joke, give a phrase of inspiration, and even simply enable you to keep organized.

YNABers love all of these issues, and much more, they love speaking about how they arrange their spending plans in YNAB.

So I requested the workforce at YNAB and the neighborhood over on the YNAB Followers Fb group how they title their budgets. In celebration of YNAB’s twentieth anniversary (three cheers!), I’ve grouped them into 20 fun-filled classes. We’ve bought a whole lot of floor to cowl, so let’s get into it.

1. “My Finances”

Lots of people joked that their finances in YNAB continues to be the default “My Finances.” Some folks didn’t know that you possibly can change your finances title however didn’t just like the prospect of change. And if that’s you, I need you to know that’s completely okay! Possibly you want how it’s—extra energy to you!

2. Alliteration

Alright, this class is extra for me to share the title of my very own finances, as a result of I feel it’s enjoyable. My final (and first) title each begin with B, so possibly alliteration is simply in my blood. The title of my finances follows swimsuit – “Barlowe Bodacious Finances” has been my title of alternative for the reason that very starting once I began YNAB method again in 2013.

I suppose you possibly can say I’m besotted with baptizing my finances with beguiling ‘B’ phrases as a result of they bring about a lift of brightness to my budgeting bliss. 

3. Your favourite songs

So many individuals referenced their favourite songs in our dialogue on-line. They’re rife with excellent budget-naming potential. I’ll wrap up a number of of them for you:

• “Finances, Finances Actual Good”
• “Floor Management to Main Funds” 
• “Born to be Wild-ly Accountable” (this was my favourite)
• “Fancy” for Reba McIntire’s well-known tune — “This is your one likelihood Fancy, do not let me down.”

Among the references have been extra of a severe nature. 

• One person selected “Rolling within the Deep” as they ready for a divorce.
• One other selected “All by Myself” after shedding their companion.

4. Your emotions on the time

And that leads me to the group of people that named their finances after the best way they have been feeling once they used it. One commenter mentioned they selected “Pricey God” after YNAB revealed how a lot they have been spending on eating out. 

One other YNABer went with “My New Life” as a result of the YNAB methodology had impressed them to construct a brand new life for themselves. One other went with the straightforward “Excited!” as a result of that’s precisely how they felt once they began their first spending plan!

5. Puns

Puns, oh so many puns. “Objective Digger” and “Thrifty Shades of Pay” have been a few my favorites. Among the delightfully horrible puns included “Cents and Sensibility” and “Coin-quer the World.”

6. Dates

Alright, we’ve gotten just a little too dad-jokey even for me, so let’s get just a little sensible. Many individuals merely named their budgets primarily based on the date ranges they cowl. Issues like “Present since 1/1/23” and “2022 to current” have been frequent. 

I personally use this technique for my finances names! My lively finances is at all times the alliterative title I shared above, however any previous budgets at all times embrace the date vary. It’s a great way to remain organized once I need to lookup an previous transaction for that random trip spot we’re revisiting after 7 years.

7. Intentions and objectives

Probably the most inspiring finances names by far needed to do with YNABers’ intentions or objectives for brand spanking new years. Inspiring entries included:

• 12 months of Insights
• Get that new kitchen
• Cultivating Pleasure
• The 12 months of debt free
• All issues Vibrant & Stunning
• Street to Retirement

8. Guide characters

I used to be particularly drawn to the YNABers who named their budgets after their favourite ebook characters. One named their finances “Jeeves” after the beloved butler from PG Wodehouse’s “Jeeves and Wooster” sequence.

One YNABer selected “Samwise” after everybody’s favourite Lord of the Rings character. My favourite although was a shock. One YNABer named their finances “Scrooge” however not for the miserly model we see originally of A Christmas Carol, however for the reformed beneficiant man we love on the finish.

9. Names portmanteau

Okay, possibly I selected this class simply because portmanteau is certainly one of my favourite phrases. It means smooshing two phrases collectively, like brunch, spork, guesstimate, and weblog (net + log, wager you didn’t know that!). 

Should you’re utilizing YNAB with a companion, we suggest a few other ways to arrange your budgets, however when you’ve got a joint finances, smooshing your names collectively simply is sensible. Joanna and Tim name their finances Jim. Possibly in case your names are Ben and Jennifer, you possibly can go along with the traditional Bennifer (it’s gonna be without end this time).

10. Encouraging phrases

Altering your monetary life is difficult, so title your spending plan one thing that provides you with just a little decide me up. I beloved one YNABer who selected “Phoenix Rising” for a brand new finances they began after a very making an attempt time. One other selected “2024Ever” as a result of “I need this to be the turning level for the remainder of our lives!”

I additionally noticed “Third time’s the appeal” for a YNABer who was decided to make YNAB work! And one merely went with “Abundance 💰”.

11. One thing apart from “finances”

We’ve used that phrase quite a bit on this weblog, and for a few of you that phrase has a really damaging connotation. One YNABer selected to go along with “Spending Plan” as a result of it feels much less restrictive. With a spending plan, you’re designing the life you need by aligning your classes together with your priorities. Ah, the candy style of freedom.

12. Nickname for {dollars} (or some other forex!)

Your finances incorporates your {dollars} all neatly organized into particular digital envelopes prepared and ready to be spent. So it’s solely pure to call your finances for the factor it incorporates. I noticed a number of enjoyable names like this similar to “Greenback Bucks,” “Valuable Monies,” and “Ma Billz.”

13. Give it a nickname

A number of YNABers get pleasure from giving their finances a real-life human title to allow them to reference it prefer it’s an individual.

• “Can we exit to eat tonight? What does Gunda say?” 
• “Verify with Harriet on how a lot we’ve saved for trip.”
• “Do you suppose Margaret may budge on the leisure class?”

One person mixed the nickname with alliteration, going with “Fiduciary Fred.”

14. Emojis

You understand we love our emojis right here at YNAB. They will add just a little enjoyable and shade to your monetary numbers. And emojis are absolutely supported in finances names too. Among the most enjoyable ones I noticed included “ 🌈☀️” and “Youngsters 😱😱😱.”

15. Quotes

All of us love our most quotable media, so why not embrace that in your finances title? The funniest one was “Why can’t I’ve no youngsters and three cash?” (from The Simpsons). “Deal with yo’ self!” from Parks and Rec was most likely the most well-liked finances title of all of them!

Personally, I’m keen on that almost all quotable film of the previous 20 years, Napoleon Dynamite. However as a substitute of “Do the chickens have massive talons?” you possibly can title your plan, “Does your finances have massive financial savings?”

16. YNAB rules

I used to be completely stoked to see one YNABer title their finances after the frequent mantras we educate right here at YNAB. One person selected “Discover the Cash First,” they mentioned, “in a determined try and just do that as a substitute of simply spending. Any of the names of the 4 Guidelines could be simply excellent, too!

17. A pleasant message to the YNAB Assist Staff

Should you didn’t know, our help workforce right here at YNAB is completely superior. Should you give them permission utilizing the Assist Entry function, they’ll even check out your finances to reply any questions particular to your actual scenario. Certainly one of our workforce members mentioned they as soon as noticed an encouraging message within the title of a YNABers finances, and it made their day. They’d like to see extra!

18. Inside jokes

MB within the YNAB Followers group shared a enjoyable story with their finances title:

“Liz used to tease me about my fast/reckless spending, which I described as eager to “construct an enormous leaf pile of {dollars}, then leap in it and ship them flying.” Our finances is known as “Liz & MB’s Leaf Pile”.

A enjoyable inside joke together with your companion or mates may very well be the right title to present you amusing on daily basis.

19. Tabletop recreation references

Okay, I needed to embrace this one, as a result of I’ve very lately gotten into D&D. So this finances title is totally superior. IYKYK:

“I’m within the course of of constructing my finances all D&D themed (I’ve a private model to uphold 😅). It’s known as “(Cash) Bag of Holding 💰”.

20. Present and film references

I saved my favourite for final. Everybody likes to reference their favourite exhibits. “Finances, Beets, Battlestar Galactica” was a delight for The Workplace followers. Different references included “Gringotts” for the Harry Potter financial institution, “The Actual World” for our old-school MTV followers. And naturally, “The Banana Stand” as a result of, because the characters of Arrested Improvement will remind you, there’s at all times cash there. 

So go forth and have an absolute blast naming your finances one thing enjoyable, inspiring, or sensible. However bear in mind, no matter you select, the aim of your finances is that will help you ensure your spending strains up together with your priorities so you may construct the life you will have at all times wished.

Would you like extra enjoyable YNAB knowledge, puns, and obscure tv references? Join YNAB’s newsletters right now!

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