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Monday, November 25, 2024

When to use for Chase bank cards based mostly on supply historical past


Editor’s word: This can be a recurring put up, recurrently up to date with new info and presents.

“I want I had utilized for the _____ bank card when it had that bonus of _____.” We have heard this quite a few instances.

Understanding when to leap on a bank card’s sign-up bonus and when to attend may be tough as these presents change continuously. Whereas views differ on presents that embrace a tangible variety of factors versus presents that embrace different perks, having a historical past of presents will help you realize what to search for to separate good and not-so-good bonuses.

This is a listing of Chase’s greatest bank card sign-up bonuses, together with how these presents have modified over time and a word on when you need to run — not stroll — to use for a card based mostly on its best-ever welcome bonus.

Finest Chase bank card sign-up bonuses

Card Finest welcome supply we have seen When to use
Chase Freedom Flex® Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) on as much as $12,000 spent in the course of the first 12 months. When the supply has $200 again plus a bonus class for five% again in the course of the first 12 months from account opening.
Chase Freedom Limitless® Relying on an individual’s spending habits, the perfect supply is both:

Earn limitless double money again for the primary twelve months of account opening.

or

Earn a $200 bonus after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) in the course of the first 12 months (on as much as $12,000 of those purchases).

When the supply has at the least $200 again plus a bonus class for five% again in the course of the first 12 months from account opening.
Chase Sapphire Most popular® Card Earn 100,000 bonus factors after spending $4,000 within the first three months of account opening. When the supply is greater than 60,000 bonus factors, soar on it.
Chase Sapphire Reserve® Earn 100,000 bonus factors after spending $4,000 within the first three months of account opening. Anytime the supply is 60,000 bonus factors or larger.
IHG One Rewards Premier Credit score Card Earn 175,000 bonus factors after spending $3,000 on purchases inside 3 months of account opening. If the supply is best than 125,000 factors — whether or not that is further factors or a free night time award added on.
IHG One Rewards Traveler Credit score Card Earn 120,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. 80,000 factors are normal, and something above that’s glorious.
Ink Enterprise Money® Credit score Card Earn a $900 money bonus after spending $6,000 on purchases inside three months of account opening. If the supply is at or above $750 money.
Ink Enterprise Most popular® Credit score Card Earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening. 100,000 factors has been the usual supply for just a few years now.
Ink Enterprise Limitless® Credit score Card Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. If the supply is at or above $750 money.
Marriott Bonvoy Boundless® Credit score Card Earn 5 free nights after spending $5,000 on purchases within the first three months from account opening. If the supply is greater than three free night time awards or at the least 100,000 bonus factors.
Marriott Bonvoy Daring® Credit score Card Earn as much as 100,000 bonus factors: 50,000 factors after spending $1,000 on eligible purchases within the first six months, plus one other 50,000 bonus factors after staying six eligible paid nights at Marriott lodges. If the supply is greater than 60,000 factors.
Southwest® Speedy Rewards® Efficiency Enterprise Credit score Card Earn as much as 120,000 bonus factors: Earn 80,000 bonus factors after spending $5,000 on purchases within the first three months from account opening and an extra 40,000 bonus factors after spending $15,000 in 9 months. If the supply is greater than 80,000 factors.
Southwest Speedy Rewards® Plus Credit score Card It relies on bonus desire: a Companion Move legitimate for a 12 months plus 30,000 factors or as much as 100,000 bonus factors after spending $12,000 inside 12 months. When the supply features a Companion Move legitimate for a 12 months or can earn upward of 75,000 factors.
Southwest® Speedy Rewards® Premier Enterprise Credit score Card Earn as much as 120,000 bonus factors: Earn 60,000 bonus factors after spending $3,000 on purchases throughout the first three months from account opening, plus one other 60,000 factors after spending $15,000 within the first 9 months. If a suggestion for greater than 60,000 factors comes out, soar on it — 60,000 factors has been the usual for a number of years.
Southwest Speedy Rewards® Premier Credit score Card It relies on bonus desire: a Companion Move legitimate for a 12 months plus 30,000 factors or as much as 100,000 bonus factors after spending $12,000 inside 12 months. When the supply is a Companion Move legitimate for a 12 months or can earn upward of 75,000 factors.
Southwest Speedy Rewards® Precedence Credit score Card It relies on bonus desire: a Companion Move legitimate for a 12 months plus 30,000 factors or as much as 100,000 bonus factors after spending $12,000 inside 12 months. When the supply is a Companion Move legitimate for a 12 months or can earn upward of 75,000 factors.
United℠ Enterprise Card Earn as much as 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. Earn an additional 75,000 bonus miles after spending a complete of $20,000 on purchases inside six months from account opening. When the supply is 100,000 miles or extra.
United Membership Enterprise Card Earn 100,000 bonus miles after spending $10,000 on purchases inside three months of account opening. Something above 75,000 miles.
United Membership℠ Infinite Card Earn 100,000 bonus miles after spending $5,000 on purchases inside three months of account opening. When the supply is 80,000 miles or extra.
United℠ Explorer Card Earn as much as 70,000 bonus miles: Get 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening, plus obtain 10,000 extra miles after spending $6,000 complete on purchases within the first six months from account is open. When the supply is 60,000 or extra miles — particularly if it requires below $10,000 in spending.
United Quest℠ Card Earn as much as 100,000 bonus miles: Get 80,000 miles after spending $5,000 on purchases within the first three months from account opening. Get one other 20,000 bonus miles after spending $10,000 complete on the cardboard inside six months from account opening. When the supply is 80,000 miles or extra.
World of Hyatt Enterprise Credit score Card Earn as much as 75,000 bonus factors. Earn 60,000 after spending $5,000 on purchases within the first three months from account opening, plus 15,000 bonus factors after spending $12,000 within the first six months from account opening. Every time the supply is best than 60,000 factors from spending $5,000 — whether or not which means further factors, keep credit or one thing else.
World of Hyatt Credit score Card Earn 5 free nights at any Class 1 – 4 Hyatt lodge or resort after spending $4,000 on purchases within the first three months of account opening. These nights could possibly be value as much as 90,000 factors. When the supply is 50,000 factors or extra for below $10,000 in spending.

The data for the Southwest Speedy Rewards Premier and United Membership Enterprise Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Chase Freedom Flex

The Chase Freedom Flex card comes with no annual charge and a strong incomes construction each on frequent spending classes and in addition on rotating quarterly classes.

THE POINTS GUY

The Freedom Flex launched in September 2020 and has seen a number of variations of its normal bonus supply. Keep in mind that these cash-back earnings may be changed into Final Rewards factors you probably have a card that earns Final Rewards, such because the Sapphire Reserve or Sapphire Most popular.

Approximate date Supply Worth*
April 2023 to now Earn $200 again after spending $500 within the first three months from account opening. $200
October 2022 to March 2023 Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart) on as much as $12,000 of spending) in the course of the first 12 months. $200 plus as much as $300 on fuel purchases
July 2021 to October 2022 Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on fuel station purchases — as much as $6,000 spent in the course of the first 12 months. $200 plus as much as $600 on grocery purchases
March 2021 to June 2021 Earn $200 again after spending $500 on purchases within the first three months from account opening $200
September 2020 to February 2021 Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) on as much as $12,000 spent in the course of the first 12 months. $200 plus as much as $600 on grocery purchases

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

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When to use for this card: When the bonus supply contains $200 or extra in money again and features a bonus class for incomes 5% again every quarter that is activated.


Be taught extra: Chase Freedom Flex


Chase Freedom Limitless

The Chase Freedom Limitless is a well-liked card for on a regular basis spending since you do not have to fret about bonus classes or limits to what number of rewards you may earn.

THE POINTS GUY

The bonus supply for the Freedom Limitless usually matches the supply on the Freedom Flex, however they are often completely different so it is value paying consideration.

Approximate date Supply Worth*
January 2024 to now Earn an additional 1.5% money again on all purchases in the course of the first 12 months (on as much as $20,000 of purchases) — value as much as $300 money again. As much as $300
October 2023 to January 2024 Earn limitless double money again for the primary twelve months from account opening. Worth relies on the money again earned within the twelve-month interval
December 2022 to October 2023 Earn an additional 1.5% money again on all purchases in the course of the first 12 months (on as much as $20,000 of purchases) — value as much as $300 money again. As much as $300
October 2022 to December 2022 Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart) on as much as $12,000 of spending) in the course of the first 12 months. $200 plus as much as $300 from fuel station purchases
July 2021 to October 2022 Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on fuel station purchases — as much as $6,000 spent in the course of the first 12 months. $200 plus as much as $600 from grocery retailer purchases
February 2021 to June 2021 Earn a $200 bonus after spending $500 on purchases within the first three months from account opening. $200
September 2020 to January 2021 Earn a $200 bonus after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) in the course of the first 12 months (on as much as $12,000 of those purchases). $200 plus as much as $600 from grocery retailer purchases

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: When the supply is at the least a $200 bonus and a bonus class for further earnings in the course of the first 12 months, or when double money again is obtainable.


Be taught extra: Chase Freedom Limitless


Chase Sapphire Most popular Card

The Chase Sapphire Most popular Card is likely one of the hottest journey rewards playing cards for 3 primary causes: affordability, flexibility and worth.

THE POINTS GUY

In the summertime of 2021, the issuer launched an unprecedented 100,000-point sign-up bonus lasting 4 months. Since then, the Sapphire Most popular has primarily reverted to a 60,000-point supply value $1,230, in accordance with TPG’s October 2024 valuations.

Approximate date Supply Worth*
October 2024 to now Earn 60,000 Final Rewards factors after spending $4,000 on purchases within the first three months of account opening, plus as much as a $300 assertion credit score on Chase Journey℠ purchases throughout the first 12 months. $1,530
June 2024 to October 2024 Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. $1,230
Might 2024 to June 2024 Earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. $1,538
Might 2023 to Might 2024 Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. $1,230
April 2023 to Might 2023 Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. $1,640
March 2023 to Might 2023 (in-branch solely) In-branch solely: Earn 80,000 bonus factors after spending $4,000 within the first three months of account opening. Plus, earn an extra 10,000 bonus factors after spending $6,000 complete on purchases made within the first 6 months. $1,845
June 2022 to March 2023 Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. $1,230
April 2022 to Might 2022 Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. $1,640
October 2021 to April 2022 Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. $1,230
June 2021 to October 2021 Earn 100,000 bonus factors after spending $4,000 within the first three months of account opening. $2,050
March 2021 to June 2021 Earn 80,000 bonus factors after spending $4,000 within the first three months of account opening. Plus, earn a $50 assertion credit score on grocery retailer purchases. $1,690
November 2020 to March 2021 Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. $1,230
September 2020 to November 2020 Earn 80,000 bonus factors after spending $4,000 within the first three months of account opening. $1,640
March 2019 to September 2020 Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. $1,230
2017 to March 2019 Earn 50,000 bonus factors after spending $4,000 within the first three months of account opening. $1,025

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: Benefit from an 80,000 factors supply on the Sapphire Most popular. 60,000 factors seem like the usual supply nowadays.


Be taught extra: Chase Sapphire Most popular


Chase Sapphire Reserve

Whereas the Chase Sapphire Most popular tends to come back with various presents all through the calendar 12 months, the Chase Sapphire Reserve has remained rather more secure over time.

THE POINTS GUY

This premium journey card was launched in August 2016 with a useful 100,000-point welcome supply. Since then, the perfect supply we have seen has been 80,000 factors. Additionally, it is value noting that Chase elevated the annual charge on the Sapphire Reserve from $450 to $550 in early 2020.

Approximate date Supply Worth*
June 2024 to now Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months of account opening. $1,230
Might 2024 to June 2024 Earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. $1,538
February 2023 to Might 2024 Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. $1,230
October 2022 to January 2023 Earn 80,000 bonus factors after spending $4,000 within the first three months of account opening. $1,640
June 2022 to October 2022 Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. $1,230
October 2021 to June 2022 Earn 50,000 bonus factors after spending $4,000 within the first three months of account opening. $1,025
June 2021 to October 2021 Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. $1,230
March 2017 to June 2021 Earn 50,000 bonus factors after spending $4,000 within the first three months of account opening. $1,025
August 2016 to March 2017 Earn 100,000 bonus factors after spending $4,000 within the first three months of account opening. $2,050

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: By way of bonuses, 80,000 factors is perhaps the perfect one can hope for on the Sapphire Reserve nowadays, whereas a suggestion of fifty,000-60,000 factors is extra frequent.


Be taught extra: Chase Sapphire Reserve


IHG One Rewards Premier Credit score Card

The IHG One Rewards Premier Credit score Card was refreshed in March 2022 and presents perks like a free night time award in your account anniversary plus computerized Platinum Elite standing.

THE POINTS GUY

Listed below are the presents we have seen on the IHG One Premier card over the previous years, together with earlier than its refresh in early 2022:

Approximate date Supply Worth*
September 2024 to now Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. $700
July 2024 to September 2024 Earn 5 free nights (every valued at as much as 60,000 factors) after spending $4,000 on purchases within the first three months of account opening. $1,500
April 2024 to July 2024 Earn 140,000 Bonus Factors after spending $3,000 on purchases within the first three months from account opening. $700
February 2024 to April 2024 Earn 165,000 bonus factors after spending $3,000 throughout the first three months of account opening. $825
September 2023 to February 2024 Earn 140,000 bonus factors after spending $3,000 throughout the first three months of account opening. $700
June 2023 to September 2023 Earn 140,000 bonus factors after spending $3,000 on purchases inside three months of account opening. Plus, earn as much as $100 in assertion credit on purchases at IHG properties in the course of the first 12 months from account opening. $800 (together with assertion credit score)
April 2023 to June 2023 Earn 140,000 bonus factors after spending $3,000 on purchases inside three months of account opening. $700
January 2023 to April 2023 Earn 175,000 bonus factors after spending $3,000 on purchases inside three months of account opening. $875
April 2022 to January 2023 Earn 140,000 bonus factors after spending $3,000 on purchases inside three months of account opening. $700
January 2022 to March 2022 Earn 125,000 bonus factors plus a free night time award (value as much as 40,000 bonus factors) after spending $3,000 on purchases inside three months of account opening. $625 for the factors and $100-plus for the free night time award
October 2021 to December 2021 Earn 150,000 bonus factors after spending $3,000 on purchases inside three months of account opening. $750
Might 2021 to October 2021 Earn 125,000 bonus factors plus a free night time award (value as much as 40,000 bonus factors) after spending $3,000 on purchases inside three months of account opening. $625 for the factors and $100-plus for the free night time award
December 2020 to April 2021 Earn 140,000 bonus factors after spending $3,000 on purchases inside three months of account opening. $700
Might 2021 to November 2021 Earn 125,000 bonus factors plus a free night time award (value as much as 40,000 bonus factors) after spending $3,000 on purchases inside three months of account opening. $625 for the factors and $100-plus for the free night time award
October 2020 to April 2021 Earn 140,000 bonus factors after spending $3,000 on purchases inside three months of account opening. $700
June 2020 to September 2020 Earn 125,000 bonus factors after spending $3,000 on purchases inside three months of account opening. $625

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: A bonus supply of 125,000 factors — whether or not that is further factors or a free night time award added on.


Be taught extra: IHG One Rewards Premier Credit score Card


IHG One Rewards Traveler Credit score Card

The IHG One Rewards Traveler Credit score Card has no annual charge however presents perks like entry-level elite standing and a fourth night time free on award stays.

THE POINTS GUY

Listed below are the presents on the IHG One Traveler card from the previous few years:

Approximate date Supply Worth*
October 2024 to now Earn 100,000 bonus factors after spending $2,000 inside three months of account opening. $500
September 2024 to October 2024 Earn 80,000 Bonus Factors after spending $2,000 on purchases throughout the first three months of account opening. $400
July 2024 to September 2024 Earn 100,000 bonus factors after spending $2,000 inside three months of account opening. $500
April 2024 to July 2024 Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. $400
February 2024 to April 2024 Earn 100,000 bonus factors after spending $2,000 inside three months of account opening. $500
September 2023 to February 2024 Earn 80,000 bonus factors after spending $2,000 inside three months of account opening. $400
June to September 2023 Earn 80,000 bonus factors after spending $2,000 on purchases inside three months of account opening. Plus, earn as much as $50 in assertion credit on purchases at IHG properties in the course of the first 12 months from account opening. $450 (together with assertion credit score)
April 2023 to June 2023 Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. $400
January 2023 to April 2023 Earn 120,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. $600
July 2022 to January 2023 Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. $400
March 2022 to June 2022 Earn 120,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. $600
December 2021 to February 2022 Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. $400
January 2021 to December 2021 Earn 60,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. $300
October 2020 to December 2020 Earn 100,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. $500
July 2020 to September 2020 Earn 75,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. $375

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: Eighty thousand factors looks like the brand new normal, so something above that could be a nice bonus.


Be taught extra: IHG One Rewards Traveler Credit score Card


Ink Enterprise Money Credit score Card

With no annual charge and the power to earn as much as 5% again on frequent enterprise bills, the Ink Enterprise Money Credit score Card is within the pockets of many TPG staffers.

THE POINTS GUY

This is the supply historical past on the Ink Money card:

Approximate date Supply Worth*
March 2024 to now Earn as much as $750: $350 after spending $3,000 on purchases within the first three months of account opening and an extra $400 when spending $6,000 on purchases within the first six months after account opening. As much as $750
January 2024 to March 2024 Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. $750
September 2023 to January 2024 Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. $900
March 2023 to September 2023 Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. $750
October 2022 to March 2023 Earn a $900 money bonus after spending $6,000 on purchases inside three months of account opening. $900
December 2020 to October 2022 Earn a $750 money bonus after spending $7,500 on purchases inside three months of account opening. $750
September 2019 to November 2020 Earn a $500 money bonus after spending $3,000 on purchases inside three months from account opening. $500

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: When the bonus is $750 or larger, it is value making use of; $750 is the usual supply more often than not.


Be taught extra: Ink Enterprise Money Credit score Card


Ink Enterprise Most popular Credit score Card

For only a $95 annual charge, the Ink Enterprise Most popular Credit score Card earns Final Rewards with an incomes construction that is standard amongst small-business house owners and freelancers alike.

THE POINTS GUY

Listed below are the presents we have seen on the Ink Most popular card in recent times:

Approximate date Supply Worth*
September 2024 to now Earn 90,000 bonus factors after spending spend $8,000 within the first three months from account opening. $1,845
July 2024 to September 2024 Earn 120,000 bonus factors after spending $8,000 within the first three months from account opening. $2,460
June 2023 to July 2024 Earn 100,000 bonus factors after spending $8,000 within the first three months from account opening. $2,050
April 2020 to June 2023 Earn 100,000 bonus factors after spending $15,000 within the first three months from account opening. $2,050
January 2020 to March 2020 Earn 80,000 bonus factors after spending $5,000 within the first three months from account opening. $1,640

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: 100 thousand factors has been the usual supply for just a few years.


Be taught extra: Ink Enterprise Most popular Credit score Card


Ink Enterprise Limitless Credit score Card

The Ink Enterprise Limitless Credit score Card has no annual charge and earns a flat fee on all purchases, which may be an necessary a part of your bank card technique.

THE POINTS GUY

Right here is the supply historical past on the Ink Limitless card:

Approximate date Supply Worth*
September 2024 to now Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. $900
January 2024 to September 2024 Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. $750
September 2023 to January 2024 Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. $900
March 2023 to September 2023 Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. $750
October 2022 to March 2023 Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. $900
December 2020 to October 2022 Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. $750
September 2019 to November 2020 Earn a $500 money bonus after spending $3,000 on purchases inside three months from account opening. $500

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: If the supply is at or above $750 money.


Be taught extra: Ink Enterprise Limitless Credit score Card


Marriott Bonvoy Boundless Credit score Card

The bonus on the Marriott Bonvoy Boundless Credit score Card has wavered between factors and free night time certificates.

THE POINTS GUY

Listed below are the presents we have seen over the previous few years:

Approximate date Supply Worth*
Sept. 2024 to now Earn 125,000 bonus factors after spending $5,000 on purchases within the first three months from account opening. $1,063
March 2024 to Sept. 2024 Earn three Free Night time Awards (every night time valued as much as 50,000 factors) after spending $3,000 within the first three months of account opening. Sure lodges have resort charges. $1,275
January 2024 to March 2024 Earn 5 Free Night time Awards (every night time valued as much as 50,000 factors) after spending $5,000 within the first three months of account opening. $2,125
August 2023 to January 2024 Earn three free night time awards (every night time valued as much as 50,000 factors) after spending $3,000 on purchases within the first three months from account opening. $1,275
June 2023 to August 2023 Earn 75,000 Marriott Bonvoy bonus factors after spending $3,000 on eligible purchases within the first six months; plus, earn 50,000 bonus factors after staying six eligible paid nights at Marriott lodges via Jan. 31, 2024. $1,063
Might 2023 to June 2023 Earn three free night time awards (every night time valued as much as 50,000 factors) after spending $3,000 on purchases within the first three months from account opening. Sure lodges have resort charges. $1,275
April 2023 to Might 2023 Earn 5 free night time awards (every night time valued as much as 50,000 factors) after spending $5,000 on purchases within the first three months from account opening. Sure lodges have resort charges. $2,125
Oct. 2022 to April 2023 Earn three free night time awards (every night time valued as much as 50,000 factors) after spending $3,000 on purchases within the first three months from account opening. Sure lodges have resort charges. $1,275
Sept. 2022 to October 2022 Earn 100,000 bonus factors after spending $3,000 on purchases throughout the first three months from account opening. $850
July 2022 to September 2022 Earn three free night time awards (every value as much as 50,000 factors) after spending $3,000 on purchases throughout the first three months from account opening. $1,275
July 2022 Earn 5 free night time awards (every value as much as 50,000 factors) after spending $5,000 on purchases throughout the first three months from account opening. $2,125
Might 2019 to July 2022 Earn 75,000 bonus factors after spending $3,000 within the first three months from account opening. $638
February 2019 to Might 2019 Earn 100,000 factors after spending $5,000 within the first three months from account opening. $850

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: Incomes three free night time certificates looks like the usual supply, so something above that’s improbable.


Be taught extra: Marriott Bonvoy Boundless Credit score Card


Marriott Bonvoy Daring Credit score Card

The Marriott Bonvoy Daring Credit score Card permits cardholders to take pleasure in Bonvoy perks with out paying an annual charge.

THE POINTS GUY

Listed below are the presents we have seen on the Daring card:

Approximate date Supply Worth*
July 2024 to now Earn 60,000 bonus factors plus 1 free night time award (valued at as much as 50,000 factors) after spending $2,000 on purchases within the first three months from account opening. Sure lodges have resort charges. As much as $935
August 2023 to July 2024 Earn 30,000 Marriott Bonvoy bonus factors after utilizing their card to spend $1,000 on eligible purchases within the first three months. $255
June 2023 to August 2023 Earn 50,000 bonus factors after spending $1,000 on eligible purchases within the first six months; plus, earn 50,000 bonus factors after staying six eligible paid nights at Marriott lodges via Jan. 31, 2024. $850
September 2022 to June 2023 Earn 60,000 bonus factors after spending $1,000 on eligible purchases within the first six months. $510

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: Incomes 60,000 factors looks like the usual supply, so something above that’s nice.


Be taught extra: Marriott Bonvoy Daring Credit score Card


Southwest Speedy Rewards Efficiency Enterprise Credit score Card

The Southwest Speedy Rewards Efficiency Enterprise Credit score Card is Southwest’s premium enterprise card and presents perks like anniversary bonus factors, standing enhance, upgraded boarding and credit for inflight Wi-Fi purchases.

THE POINTS GUY

Listed below are the presents we have seen on this card because it launched in 2019:

Approximate date Supply Worth*
September 2024 to now Earn 80,000 bonus factors after spending $5,000 on purchases throughout the first three months from account opening. $1,120
June 2024 to Septmeber 2024 Earn as much as 120,000 factors: 80,000 bonus factors after spending $5,000 on purchases within the first three months from account opening and an extra 40,000 bonus factors after spending $15,000 in 9 months. $1,680
November 2021 to June 2024 Earn 80,000 bonus factors after spending $5,000 on purchases throughout the first three months from account opening. $1,120
February 2020 to October 2021 Earn as much as 100,000 bonus factors: Get 70,000 factors after spending $5,000 on purchases within the first three months and one other 30,000 factors after spending $25,000 complete within the first six months. As much as $1,400
June 2019 to January 2020 Earn 80,000 bonus factors after spending $5,000 on purchases throughout the first three months from account opening. $1,120

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: Do not suppose twice if a suggestion for greater than 80,000 factors comes out.


Be taught extra: Southwest Speedy Rewards Efficiency Enterprise Credit score Card


Southwest Speedy Rewards Plus Credit score Card

Because the Southwest bank card with the bottom annual charge, the Southwest Speedy Rewards Plus Credit score Card is standard for providing a good quantity of advantages with only a $69 annual charge.

THE POINTS GUY

Listed below are the previous presents on this card:

Approximate date Supply Worth*
October 2024 to now Earn 50,000 bonus factors after spending $1,000 within the first three months from account opening. $700
September 2024 to October 2024 Earn 85,000 bonus factors after spending $3,000 within the first three months from account opening. $1,190
June 2024 to September 2024 Earn 50,000 bonus factors after spending $1,000 within the first three months from account opening. $700
June 2024 Earn 85,000 bonus factors after spending $3,000 throughout the first three months from account opening. $1,190
March 2024 to June 2024 Earn 50,000 bonus factors after spending $1,000 within the first three months from account opening. $700
February 2024 to March 2024 Earn Companion Move® good via 2/28/25 plus 30,000 factors after spending $4,000 on purchases within the first three months from account opening. $420 in factors plus unquantifiable worth for  Companion Move use.
December 2023 to February 2024 Earn 50,000 bonus factors after spending $1,000 throughout the first three months of account opening. $700
October 2023 to December 2023 Earn 75,000 bonus factors after spending $3,000 throughout the first three months of account opening. $1,050
July 2023 to October 2023 Earn 50,000 bonus factors after spending $1,000 throughout the first three months of account opening. $700
Might 2023 to July 2023 Earn 60,000 bonus factors plus a 30% off promo code after spending $3,000 on purchases throughout the first three months of account opening. $840
March 2023 to Might 2023 Earn 50,000 bonus factors after spending $1,000 on purchases inside three months from account opening. $700
February 2023 to March 2023 Earn a Companion Move good via Feb. 28, 2024 (excludes taxes and costs from $5.60 one-way) plus 30,000 factors after spending $4,000 on purchases within the first three months from account opening. $420 in factors plus unquantifiable worth for  Companion Move use
November 2022 to February 2023 Earn 75,000 factors after spending $3,000 within the first three months from account opening. $1,050
July 2022 to November 2022 Earn 50,000 bonus factors after spending $1,000 on purchases inside three months from account opening. $700
Might 2022 to July 2022 Earn 75,000 bonus factors after spending $5,000 on purchases inside three months from account opening. $1,050
April 2022 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. $560
February 2022 to March 2022 Earn a Companion Move legitimate via Feb. 28, 2023, plus earn 30,000 bonus factors after spending $5,000 on purchases inside three months from account opening. $420 in factors plus unquantifiable worth for  Companion Move use
January 2022 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. $560
October 2021 to December 2021 Earn as much as 100,000 bonus factors: Earn 50,000 bonus factors after spending $2,000 on purchases inside three months from account opening. Get one other 50,000 factors after spending $12,000 complete on purchases within the first 12 months from account opening. $1,400
September 2021 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. Plus, earn 3 factors per greenback on eating within the first 12 months. $560 plus limitless eating earnings
June 2021 to August 2021 Earn 65,000 bonus factors after spending $2,000 on purchases inside three months from account opening. $910
April 2021 to July 2021 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. Plus, earn 3 factors per greenback on eating within the first 12 months. $560 plus limitless eating earnings
February 2021 to March 2021 Earn a Companion Move legitimate via Feb. 28, 2022, plus earn 30,000 bonus factors after spending  $5,000 on purchases inside three months from account opening. $420 in factors plus unquantifiable worth for  Companion Move use
December 2020 to January 2021 Earn as much as 80,000 bonus factors: Get 50,000 factors after spending $2,000 on purchases inside three months from account opening. Obtain one other 30,000 bonus factors after spending a complete of $10,000 on purchases inside 9 months from account opening. Plus, earn 5 factors per greenback on Southwest purchases from Dec. 1, 2020, to March 3, 2021. As much as $1,120

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: When there’s a suggestion to earn a Companion Move legitimate for a 12 months or can earn upward of 75,000 factors.


Be taught extra: Southwest Speedy Rewards Plus Credit score Card


Southwest Speedy Rewards Premier Enterprise Credit score Card

The Southwest Speedy Rewards Premier Enterprise Credit score Card presents useful perks for small-business house owners who fly Southwest recurrently.

THE POINTS GUY

Listed below are the presents we have seen on this card:

Approximate date Supply Worth*
September 2024 to now Earn 60,000 bonus factors after spending $3,000 on purchases throughout the first three months from account opening. $840
June 2024 to September 2024 Earn as much as 120,000 bonus factors: 60,000 bonus factors after spending $3,000 on purchases within the first three months from account opening and an extra 60,000 bonus factors after spending $15,000 in 9 months. $1,680
August 2023 to June 2024 Earn 60,000 bonus factors after spending $3,000 on purchases throughout the first three months from account opening. $840
July 2023 to August 2023 Earn 60,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. Earn an extra 60,000 factors after spending $15,000 within the first 9 months. $1,680
September 2020 to July 2023 Earn 60,000 bonus factors after spending $3,000 on purchases throughout the first three months from account opening. $840

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: When there’s a suggestion over 60,000 factors, soar on it as a result of 60,000 factors have been the usual supply for a few years.


Be taught extra: Southwest Speedy Rewards Premier Enterprise Credit score Card


Southwest Speedy Rewards Premier Credit score Card

The Southwest Speedy Rewards Premier Credit score Card is Southwest’s mid-tier card and presents anniversary bonus factors, two EarlyBird check-ins per 12 months and a broad incomes construction.

THE POINTS GUY

Listed below are the presents we have seen on this card over time:

Approximate date Supply Worth*
October 2024 to now Earn 50,000 bonus factors after spending $1,000 within the first three months from account opening $700
September 2024 to October 2024 Earn 85,000 bonus factors after spending $3,000 within the first three months from account opening. $1,190
June 2024 to September 2024 Earn 50,000 bonus factors after spending $1,000 within the first three months from account opening. $700
June 2024 Earn 85,000 bonus factors after spending $3,000 throughout the first three months from account opening. $1,190
March 2024 to June 2024 Earn 50,000 bonus factors after spending $1,000 within the first three months from account opening. $700
February 2024 to March 2024 Earn Companion Move® good via 2/28/25 plus 30,000 factors after spending $4,000 on purchases within the first three months from account opening. $420 in factors plus unquantifiable worth for  Companion Move use
December 2023 to February 2024 Earn 50,000 bonus factors after spending $1,000 throughout the first three months of account opening. $700
October 2023 to December 2023 Earn 75,000 bonus factors after spending $3,000 throughout the first three months of account opening. $1,050
July 2023 to October 2023 Earn 50,000 bonus factors after spending $1,000 throughout the first three months of account opening. $700
Might 2023 to July 2023 Earn 60,000 bonus factors plus a 30% off promo code after spending $3,000 on purchases throughout the first three months of account opening. $840
March 2023 to Might 2023 Earn 50,000 bonus factors after spending $1,000 on purchases inside three months from account opening. $700
February 2023 to March 2023 Earn a Companion Move good via Feb. 28, 2024 (excludes taxes and costs from $5.60 one-way) plus 30,000 factors after spending $4,000 on purchases within the first three months from account opening. $420 in factors plus unquantifiable worth for  Companion Move use
November 2022 to February 2023 Earn 75,000 bonus factors after spending $3,000 on purchases within the first three months of account opening. $1,050
July 2022 to November 2022 Earn 50,000 bonus factors after spending $1,000 on purchases inside three months from account opening. $700
Might 2022 to July 2022 Earn 75,000 bonus factors after spending $5,000 on purchases inside three months from account opening. $1,050
April 2022 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. $560
February 2022 to March 2022 Earn a Companion Move legitimate via Feb. 28, 2023, plus earn 30,000 bonus factors after spending $5,000 on purchases inside three months from account opening. $420 in factors plus unquantifiable worth for  Companion Move use
January 2022 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. $560
October 2021 to December 2021 Earn as much as 100,000 bonus factors: Earn 50,000 bonus factors after spending $2,000 on purchases inside three months from account opening. Get one other 50,000 factors after spending $12,000 complete on purchases within the first 12 months from account opening. $1,400
September 2021 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. Plus, earn 3 factors per greenback on eating within the first 12 months. $560 plus limitless eating earnings
June 2021 to August 2021 Earn 65,000 bonus factors after spending $2,000 on purchases inside three months from account opening. $910
April 2021 to July 2021 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. Plus, earn 3 factors per greenback on eating within the first 12 months. $560 plus limitless eating earnings
February 2021 to March 2021 Earn a Companion Move legitimate via Feb. 28, 2022, plus earn 30,000 bonus factors after spending $5,000 on purchases inside three months from account opening. $420 in factors plus unquantifiable worth for  Companion Move use
December 2020 to January 2021 Earn as much as 80,000 bonus factors: Get 50,000 factors after spending $2,000 on purchases inside three months from account opening. Obtain one other 30,000 bonus factors after spending a complete of $10,000 on purchases inside 9 months from account opening. Plus, earn 5 factors per greenback on Southwest purchases from Dec. 1, 2020, to March 3, 2021. As much as $1,120

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: When there is a Companion Move legitimate for a 12 months or can earn upward of 75,000 factors.

The data for the Southwest Speedy Rewards Premier Credit score Playing cards has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.


Be taught extra: Southwest Speedy Rewards Premier Credit score Card


Southwest Speedy Rewards Precedence Credit score Card

The Southwest Speedy Rewards Precedence Credit score Card is standard for its anniversary bonus factors and broad incomes construction.

THE POINTS GUY

Listed below are the presents we have seen on the Southwest Precedence card over the previous few years:

Approximate date Supply Worth*
October 2024 to now Earn 50,000 bonus factors after spending $1,000 within the first three months from account opening. $700
September 2024 to October 2024 Earn 85,000 bonus factors after spending $3,000 within the first three months from account opening. $1,190
June 2024 to September 2024 Earn 50,000 bonus factors after spending $1,000 within the first three months from account opening. $700
June 2024 Earn 85,000 bonus factors after spending $3,000 throughout the first three months from account opening. $1,190
March 2024 to June 2024 Earn 50,000 bonus factors after spending $1,000 within the first three months from account opening. $700
February 2024 to March 2024 Earn Companion Move® good via 2/28/25 plus 30,000 factors after spending $4,000 on purchases within the first three months from account opening. $420 in factors plus unquantifiable worth for  Companion Move use.
December 2023 to February 2024 Earn 50,000 bonus factors after spending $1,000 throughout the first three months of account opening. $700
October 2023 to December 2023 Earn 75,000 bonus factors after spending $3,000 throughout the first three months of account opening. $1,050
July 2023 to October 2023 Earn 50,000 bonus factors after spending $1,000 throughout the first three months of account opening. $700
Might 2023 to July 2023 Earn 60,000 bonus factors plus a 30% off promo code after spending $3,000 on purchases throughout the first three months of account opening. $840
March 2023 to Might 2023 Earn 50,000 bonus factors after spending $1,000 on purchases inside three months from account opening. $700
February 2023 to March 2023 Earn a Companion Move good via Feb. 28, 2024 (excludes taxes and costs from $5.60 one-way) plus 30,000 factors after spending $4,000 on purchases within the first three months from account opening. $420 in factors plus unquantifiable worth for  Companion Move use
November 2022 to February 2023 Earn 75,000 bonus factors after spending $3,000 on purchases inside three months of account opening. $1,050
July 2022 to November 2022 Earn 50,000 bonus factors after spending $1,000 on purchases inside three months from account opening. $700
Might 2022 to July 2022 Earn 75,000 bonus factors after spending $5,000 on purchases inside three months from account opening. $1,050
April 2022 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. $560
February 2022 to March 2022 Earn a Companion Move legitimate via Feb. 28, 2023, plus earn 30,000 bonus factors after spending $5,000 on purchases inside three months from account opening. $420 in factors plus unquantifiable worth for  Companion Move use
January 2022 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. $560
October 2021 to December 2021 Earn as much as 100,000 bonus factors: Earn 50,000 bonus factors after spending $2,000 on purchases inside three months from account opening. Get one other 50,000 factors after spending $12,000 complete on purchases within the first 12 months from account opening. $1,400
September 2021 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. Plus, earn 3 factors per greenback on eating within the first 12 months. $560 plus limitless eating earnings
June 2021 to August 2021 Earn 65,000 bonus factors after spending $2,000 on purchases inside three months from account opening. $910
April 2021 to July 2021 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. Plus, earn 3 factors per greenback on eating within the first 12 months. $560 plus limitless eating earnings
February 2021 to March 2021 Earn a Companion Move legitimate via Feb. 28, 2022, plus earn 30,000 bonus factors after spending $5,000 on purchases inside three months from account opening. $420 in factors plus unquantifiable worth for  Companion Move use
December 2020 to January 2021 Earn as much as 80,000 bonus factors: Get 50,000 factors after spending $2,000 on purchases inside three months from account opening. Obtain one other 30,000 bonus factors after spending a complete of $10,000 on purchases inside 9 months from account opening. Plus, earn 5 factors per greenback on Southwest purchases from Dec. 1, 2020, to March 3, 2021. As much as $1,120

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: When there is a Companion Move legitimate for a 12 months or can earn upward of 75,000 factors.


Be taught extra: Southwest Speedy Rewards Precedence Credit score Card


United Enterprise Card

Launched in January 2020, the United Enterprise Card has robust bonus classes for incomes and presents quite a few advantages for United flyers with a $0 introductory annual charge for the primary 12 months, then $99.

THE POINTS GUY

Listed below are the presents we have seen because the launch of the United Enterprise Card:

Approximate date Supply Worth*
April 2024 to now Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. $975
January 2024 to April 2024 Earn 100,000 bonus miles after spending $5,000 on purchases inside three months from account opening. $1,300
November 2023 to January 2024 Earn 50,000 bonus miles after spending $5,000 on purchases inside three months from account opening. $650
October 2023 to November 2023 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. $975
June 2023 to October 2023 Earn 50,000 bonus miles after spending $5,000 on purchases within the first three months from account opening. $650
March 2023 to June 2023 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. $975
June 2022 to March 2023 Earn as much as 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. Earn an additional 75,000 bonus miles after spending a complete of $20,000 on purchases inside six months from account opening. $1,950
March 2022 to Might 2022 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. $975
January 2022 to February 2022 Earn as much as 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. Earn an additional 75,000 bonus miles after spending a complete of $20,000 on purchases inside six months from account opening. $1,950
September 2021 to December 2021 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. $975
Might 2021 to August 2021 Earn as much as 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. Earn an additional 75,000 bonus miles after spending a complete of $20,000 on purchases inside six months from account opening. $1,950
November 2020 to April 2021 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. $975
Might 2020 to September 2020 Earn 60,000 bonus miles after spending $3,000 on purchases inside three months from account opening. $780
January 2020 to April 2020 Earn 100,000 bonus miles after spending $10,000 on purchases inside three months from account opening. $1,300

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: When the supply is 100,000 miles or extra.


Be taught extra: United Enterprise Card


United Membership Enterprise Card

The United Membership Enterprise card is United’s premium small-business card, providing elevated checked baggage allowance and entry to United Membership lounges even if you’re not flying in enterprise class or do not have elite standing with United Airways.

The data for the United Membership Enterprise Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Listed below are the assorted sign-up bonuses Chase has provided:

Approximate date Supply Worth*
August 2024 to Now Earn 50,000 bonus miles and 1,000 PQPs after spending $5,000 on purchases inside three months of account opening. $650
January 2024 to August 2024 Earn 75,000 bonus miles and 1,000 PQPs after spending $5,000 on purchases inside three months of account opening. $1,050
October 2023 to January 2024 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months of account opening. $975
June to October 2023 Earn 50,000 bonus miles after spending $5,000 on purchases inside three months of account opening. $650
November 2022 to June 2023 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months of account opening. $975
Might 2022 to November 2022 Earn 100,000 bonus miles after spending $10,000 on purchases inside three months of account opening. $1,300
April 2022 to Might 2022 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months of account opening. $975
February 2022 to March 2022 Earn 100,000 bonus miles after spending $10,000 on purchases inside three months of account opening. $1,300
September 2021 to January 2022 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months of account opening. $975
December 2020 to August 2021 Earn 50,000 bonus miles after spending $3,000 on purchases inside three months of account opening. $650
July 2020 to November 2020 Earn 100,000 bonus miles after spending $10,000 on purchases inside three months of account opening. $1,300

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: Something above 75,000 miles is value an utility.


United Membership Infinite Card

The United Membership Infinite Card is United’s premium bank card, providing elevated checked baggage allowance and entry to United Membership lounges.

THE POINTS GUY

Listed below are the presents we have seen on the Membership Infinite card over the previous few years:

Approximate date Supply Worth*
August 2024 to now Earn 80,000 bonus miles after spending $5,000 on purchases within the first three months from account opening. $1,040
June 2024 to August 2024 Earn 90,000 bonus miles after spending $5,000 on purchases within the first three months from account opening. $1,170
January 2024 to June 2024 Earn 80,000 bonus miles after spending $5,000 on purchases inside three months of account opening. $1,040
November 2023 to January 2024 Earn 90,000 bonus miles after spending $5,000 on purchases within the first 3 months from account opening. $1,170
August 2023 to November 2023 Earn 80,000 bonus miles after spending $5,000 on purchases inside three months of account opening. $1,040
January to August 2023 Earn 80,000 bonus miles and 1,000 Premier qualifying factors after spending $5,000 on purchases inside three months of account opening. $1,120
November 2022 to January 2023 Earn 100,000 bonus miles after spending $5,000 on purchases inside three months of account opening. $1,300
June 2022 to November 2022 Earn 80,000 bonus miles after spending $5,000 on purchases inside three months of account opening. $1,040
January 2022 to Might 2022 Earn 100,000 bonus miles after spending $5,000 on purchases inside three months of account opening. $1,400
April 2021 to December 2021 Earn 75,000 bonus miles after spending $3,000 on purchases inside three months of account opening. $975
January 2021 to March 2021 No annual charge in the course of the first 12 months; the usual annual charge is $525. $525
August 2020 to December 2020 Earn 100,000 bonus miles after spending $5,000 on purchases inside three months of account opening. $1,300
June 2020 to July 2020 Earn 75,000 bonus miles after spending $3,000 on purchases inside three months of account opening. $975
March 2020 to Might 2020 Earn 100,000 bonus miles after spending $5,000 on purchases inside three months of account opening. $1,300

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: When the supply is 80,000 or extra miles.


Be taught extra: United Membership Infinite Card


United Explorer Card

The United Explorer Card is a well-liked choice for these searching for a free checked bag on United flights with out paying a hefty annual charge.

THE POINTS GUY

Listed below are the presents we have seen on the Explorer card:

Approximate date Supply Worth*
August 2024 to now Earn 50,000 bonus miles after spending $3,000 on purchases within the first three months from account opening. $650
June 2024 to August 2024 Earn 60,000 bonus miles after spending $3,000 on purchases within the first 3 months the account is open. $780
March 2024 to June 2024 Earn 50,000 bonus miles after spending $3,000 within the first three months of account opening. $650
November 2023 to March 2024 Earn 60,000 bonus miles after spending $3,000 on purchases within the first 3 months the account is open. $780
October 2023 to November 2023 Earn 50,000 bonus miles after spending $3,000 on purchases within the first three months from account opening. $650
June 2023 to October 2023 Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening. $780
December 2022 to June 2023 Earn 50,000 bonus miles after spending $3,000 on purchases within the first three months from account opening. $650
November 2022 to December 2022 Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening. $780
August 2022 to October 2022 Earn 50,000 bonus miles after spending $3,000 on purchases within the first three months from account opening. $650
March 2022 to July 2022 Earn as much as 70,000 bonus miles: Get 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening, plus obtain 10,000 extra miles after $6,000 complete in purchases within the first six months the account is open. As much as $910
September 2021 to February 2022 Earn 40,000 bonus miles after spending $2,000 on purchases within the first three months from account opening. $520
June 2021 to August 2021 Earn as much as 70,000 bonus miles: Get 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening, plus obtain 10,000 extra miles after $6,000 complete in purchases within the first six months the account is open. As much as $910
February 2021 to June 2021 Earn as much as 65,000 bonus miles: Get 40,000 bonus miles after spending $2,000 on purchases within the first three months from account opening, plus obtain 25,000 extra miles after $10,000 complete in purchases within the first six months the account is open. As much as $845
December 2020 to January 2021 Earn 40,000 bonus miles after spending $2,000 on purchases within the first three months from account opening. $520
October 2020 to November 2020 Earn as much as 70,000 bonus miles: Get 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening, plus obtain 10,000 extra miles after $6,000 complete in purchases within the first six months the account is open. As much as $910
July 2020 to September 2020 Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening. $780

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: When the supply is 60,000 or extra miles.


Be taught extra: United Explorer Card


United Quest Card

The United Quest Card card launched in April of 2021 and is a mid-tier card standard with United flyers.

THE POINTS GUY

Given the comparatively quick age of this bank card, there aren’t many variations of its welcome supply. This is what we have seen:

Approximate date Supply Worth*
August 2024 to now Earn 60,000 bonus miles and 500 Premier qualifying factors after spending $4,000 on purchases within the first three months from account opening. $780
June 2024 to August 2024 Earn 70,000 bonus miles and 500 Premier qualifying factors after spending $4,000 on purchases within the first three months the account is open. $910
March 2024 to June 2024 Earn 60,000 bonus miles and 500 Premier qualifying factors after spending $4,000 within the first three months of account opening. $780
November 2023 to March 2024 Earn 70,000 bonus miles and 500 Premier qualifying factors after spending $4,000 on purchases within the first 3 months the account is open. $910
August 2023 to November 2023 Earn 60,000 bonus miles and 500 Premier qualifying factors after spending $4,000 on purchases within the first three months from account opening. $780
June to August 2023 Earn 70,000 bonus miles and 500 Premier qualifying factors after spending $4,000 on purchases within the first three months from account opening. $910
January 2023 to June 2023 Earn 60,000 bonus miles and 500 Premier qualifying factors after spending $4,000 on purchases within the first three months from account opening. $780
November 2022 to December 2022 Earn 80,000 bonus miles after spending $5,000 on purchases within the first three months from account opening. $1,040
August 2022 to November 2022 Earn 70,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. $910
June 2022 to July 2022 Earn 80,000 bonus miles after spending $5,000 on purchases within the first three months from account opening. $1,040
February 2022 to Might 2022 Earn 70,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. $910
October 2021 to January 2022 Earn 80,000 bonus miles after spending $5,000 on purchases within the first three months from account opening. $1,040
April 2021 to October 2021 Earn as much as 100,000 bonus miles: Get 80,000 miles after spending $5,000 on purchases within the first three months from account opening. Get one other 20,000 bonus miles after spending $10,000 complete on the cardboard inside six months from account opening. As much as $1,300

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: When the supply is 80,000 miles or extra.


Be taught extra: United Quest Card


World of Hyatt Enterprise Credit score Card

The World of Hyatt Enterprise card was initially launched in October 2021 and presents an attention-grabbing array of perks for enterprise house owners who’re capable of spend sufficient to unlock them.

THE POINTS GUY

We have seen just a few welcome bonuses since this card’s launch. Two are value highlighting: the very best variety of factors was out there at launch, whereas others might discover extra worth within the supply with double keep credit.

Approximate date Supply Worth*
September 2024 to now

Earn 60,000 bonus factors after spending $5,000 on purchases throughout the first three months of account opening.

$1,020
August 2024 to September 2024

As much as 75,000 Bonus Factors: Earn 60,000 Bonus factors after spending $5,000 on purchases within the first three months from account opening. 15,000 extra bonus factors after spending $12,000 within the first six months.

As much as $1,275

 

March 2024 to August 2024 Earn 60,000 bonus factors after spending $5,000 on purchases throughout the first three months of account opening. $1,020
January 2024 to March 2024 Earn 60,000 bonus factors after spending $5,000 on purchases throughout the first 3 months of account opening and earn an extra 15,000 bonus factors after spending $12,000 throughout the first 6 months of account opening. $1,275
October 2023 to January 2024 Earn 60,000 bonus factors after spending $5,000 on purchases inside three months from account opening. $1,020
September 2023 to October 2023 Earn as much as 75,000 bonus factors. Earn 60,000 bonus factors after spending $5,000 on purchases within the first three months from account opening and one other 15,000 bonus factors after spending $12,000 within the first six months from account opening. $1,275
October 2022 to September 2023 Earn 60,000 bonus factors after spending $5,000 on purchases inside three months from account opening. $1,020
August 2021 to October 2022 Earn 60,000 bonus factors after spending $5,000 on purchases inside three months from account opening, plus earn double keep credit on lodge stays from Aug. 23 to Dec. 31, 2022. $1,020 plus double keep credit for a restricted time
Might 2022 to August 2022 Earn 60,000 bonus factors after spending $5,000 on purchases inside three months from account opening. $1,020
October 2021 to April 2022 Earn 75,000 bonus factors after spending $7,500 on purchases inside three months from account opening. $1,275

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: Every time the supply is over 60,000 factors from spending $5,000 — whether or not which means further factors, keep credit or one thing else.


Be taught extra: World of Hyatt Enterprise Credit score Card


World of Hyatt Credit score Card

We have referred to as the World of Hyatt Credit score Cardone of the useful lodge playing cards” for its robust earnings and advantages that vastly outweigh the $95 annual charge.

THE POINTS GUY
Approximate date Supply Worth*
October 2024 to now Earn 5 free nights at any Class 1–4 Hyatt lodge or resort after spending $4,000 on purchases within the first three months of account opening. As much as $1,530
March 2024 to October 2024 Earn as much as 60,000 bonus factors: Get 30,000 bonus factors after spending $3,000 within the first three months from account opening and as much as 30,000 extra by incomes 2 bonus factors per greenback spent within the first six months from account opening on purchases that usually earn 1 bonus level, on as much as $15,000 spent. $1,020
January 2024 to March 2024 Earn 35,000 Bonus Factors after spending $3,000 on purchases within the first 3 months from account opening. Plus, as much as 30,000 extra bonus factors by incomes 2 bonus factors complete per $1 spent within the first six months from account opening on purchases that usually earn 1 bonus level, on as much as $15,000 spent. $1,105

*Bonus supply worth relies on TPG’s October 2024 valuations and never offered by the bank card issuer.

When to use for this card: If the supply is 50,000 factors or extra for below $10,000 in spending.


Be taught extra: World of Hyatt Credit score Card


Do you have to watch for a greater welcome supply?

After reviewing these previous welcome presents, you could be tempted to attend for one thing higher. There are lots of good causes to attend for a better welcome supply, nevertheless it’s not at all times value it.

If you happen to’re contemplating a bank card, listed below are some explanation why you would possibly need to apply anyway:

A greater bonus might not come again

Some bonuses simply by no means come again. The Chase Sapphire Reserve hasn’t repeated the 100,000-point sign-up bonus since its launch in 2016 — and we do not count on a return.

The cardboard might cease accepting functions

Some playing cards now not settle for functions. That is the case with Chase’s Ritz-Carlton Rewards Credit score Card and the Citi Status® Card. Ready for a greater bonus on a bank card may imply lacking the possibility to get that card altogether.

The data for the Ritz-Carlton card and Citi Status has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

You are lacking out on factors from on a regular basis spending

If you happen to wait to use for a card, you are lacking out on hundreds of factors out of your on a regular basis bank card spending. That distinction alone would possibly compensate for the higher bonus you are hoping for.

You are planning an award journey now

If you happen to plan to journey quickly, you might want to begin accruing factors and miles now. After you hit a spending minimal, it may take as much as a few billing cycles for these factors to hit your stability.

Some playing cards help you earn the bonus once more later

Whereas American Specific is legendary for its once-in-a-lifetime bonus restrictions, many different banks — Chase included — help you earn a bonus on the identical bank card once more later. If you happen to determine to use for a bank card, earn the bonus after which see one thing higher just a few years later, you could be eligible to obtain that bonus once more. This may reduce the sting of getting a ho-hum bonus after which seeing it enhance afterward.

Associated: The last word information to bank card utility restrictions

Backside line

From the information on Chase bank card sign-up bonuses and the way they’ve modified over time, you may separate the great presents from the usual presents when making use of for a bank card.

Take note of the out there presents when contemplating your subsequent bank card and evaluate them to this info. If you happen to see one thing above our utility threshold, you’ll have a winner.

For extra info on bank card bonus presents over time, see the next:

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