The Chase Sapphire Most popular® Card is among the greatest journey rewards bank cards for freshmen. It hits on all cylinders: profitable incomes charges, invaluable perks and versatile rewards — all for an reasonably priced annual charge of $95.
However solely by means of Nov. 14, Chase has a sweetener on high of its common supply — as much as a $300 journey credit score — making now an superb time to use for the cardboard.
Together with Bilt Rewards factors, Chase Final Rewards factors are probably the most invaluable factors of any bank card issuer.
Let’s dive into why it’s best to take into account including the cardboard to your pockets.
Apply now: Chase Sapphire Most popular with 60,000 bonus factors and as much as a $300 Chase Journey℠ credit score* for the primary yr after spending $4,000 on purchases throughout the first three months of account opening. Provide ends Nov. 14.
*A press release credit score will routinely be utilized to your account when your card is used for purchases made by means of Chase Journey℠, as much as a most accumulation of $300 throughout the first yr of account opening. Assertion credit score(s) will seem in your month-to-month bank card billing assertion inside 6 to eight weeks after your buy posts to your account. For extra details about Chase rewards classes, see chase.com/RewardsCategoryFAQs.
Chase Sapphire Most popular present supply
New Chase Sapphire Most popular cardholders can earn 60,000 bonus factors and as much as a $300 Chase Journey℠ credit score for the primary yr after spending $4,000 on purchases throughout the first three months of account opening. Based on our November 2024 valuations, this supply is price $1,530. Provide ends Nov. 14.
The $300 assertion credit score shall be utilized to a number of purchases made by means of the Chase Journey portal within the first yr. You may obtain this credit score inside eight weeks of the purchases you make. And also you need not meet the minimal spending requirement to obtain this assertion credit score.
The final time we noticed an elevated bonus on this card was in Might and June, when 75,000 factors (price $1,538) have been on supply.
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The present supply virtually matches the final one (it is price solely $8 much less). Nevertheless, many cardholders will discover this yet another profitable because the $300 journey credit score is less complicated to make use of than the 15,000 extra factors (that are not out there).
Chase tends to supply an elevated bonus on this card solely every year, so this yr is the exception in getting a second supply. In the event you’ve thought-about getting this card, now is a superb time to apply for the Chase Sapphire Most popular.
Why it’s best to apply for the Chase Sapphire Most popular
The Sapphire Most popular is properly price opening, partly as a result of it’s simple to rack up factors after you have spent the welcome bonus.
The Chase Sapphire Most popular has many beneficiant bonus-earning classes:
- 5 factors per greenback spent on journey booked by means of the Chase Journey℠ portal
- 5 factors per greenback spent on Lyft (by means of March 2025)
- 3 factors per greenback spent on eating
- 3 factors per greenback spent on choose streaming providers
- 3 factors per greenback spent on on-line groceries (excluding Goal, Walmart and wholesale golf equipment)
- 2 factors per greenback spent on all different journey purchases
- 1 level per greenback spent on all different purchases
Cardmembers additionally obtain a 10% annual level bonus primarily based on their whole spend in the course of the account anniversary yr at a fee of 1 level for every $1 spent. So, should you spend $20,000 on the cardboard in a yr, you will get 2,000 additional factors on the finish of it.
Moreover, Chase Final Rewards can switch to 14 airline or lodge companions, together with invaluable applications akin to Air Canada Aeroplan, Air France-KLM Flying Blue and World of Hyatt. You may maximize your rewards by reserving aspirational business-class tickets or picturesque stays at island resorts for a lot lower than their money equal.
Backside line
The Chase Sapphire Most popular is among the high journey rewards bank cards available on the market. It comes with journey protections and as much as $50 in annual lodge assertion credit for lodge purchases made by means of Chase Journey after every member’s anniversary (certainly one of my favourite perks). That covers greater than half the cardboard’s already cheap $95 annual charge.
No marvel many TPG staffers proceed to hold the Chase Sapphire Most popular yr after yr. Given its easy-to-maximize perks, sturdy incomes charges and the usefulness of Chase Final Rewards factors, it most likely deserves a spot in any traveler’s pockets.
Be taught extra in our full overview of the Chase Sapphire Most popular card. And examine it to the Chase Sapphire Reserve® should you’re tossing up between the 2.
Apply now: Chase Sapphire Most popular with 60,000 bonus factors plus as much as a $300 Chase Journey credit score. Provide ends Nov. 14.