For Southwest loyalists, a cobranded Southwest bank card is an effective way to earn factors towards journey.
And for those who’re seeking to earn a strong stash of Fast Rewards factors, now is a superb time so as to add a private card to your pockets.
Proper now, all three private Southwest playing cards are providing a bonus we’ve not seen earlier than. By Dec. 16, candidates can earn 40,000 bonus Fast Rewards factors and a $400 assertion credit score after spending $3,000 within the first 4 months of account opening. This provide ends on Dec. 16.
This whole bonus is value as much as $960 in line with TPG’s November 2024 valuations.
The common provide on these playing cards is value $700, and the very best presents we are inclined to see are value simply over $1,100, so I feel it is a good time to use for a card for those who’re . Plus, the $400 assertion credit score could be very versatile — you needn’t buy a Southwest flight; you will obtain the assertion credit score for any buy.
And you may earn as much as 80,000 bonus factors with the present welcome presents on Southwest’s two enterprise playing cards; these factors might help you earn a coveted Companion Cross. When you time your spending to the place your bonus does not hit till early 2025, you will have one of the best likelihood at incomes a Companion Cross that you’ll use for the rest of 2025 in addition to 2026.
Let us take a look at the present sign-up bonuses on the Southwest Airways private and enterprise bank cards.
Southwest private playing cards
Southwest Fast Rewards Plus Credit score Card
- Greatest for: Newbies and rare vacationers
- Annual charge: $69
- Signal-up bonus: Earn 40,000 bonus factors and a $400 assertion credit score after spending $3,000 within the first 4 months from account opening. This provide ends on Dec. 16.
- Incomes charges: 2 factors per greenback on native transit and commuting purchases, together with ride-hailing companies like Uber and Lyft; 2 factors per greenback on web, cable, cellphone companies, and choose streaming service purchases; 2 factors per greenback on Southwest purchases; 2 factors per greenback on Fast Rewards resort and automobile rental companions and 1 level per greenback on the whole lot else
- Main perks: Two EarlyBird check-ins yearly and three,000 factors each card anniversary
For extra particulars, take a look at our full overview of the Southwest Fast Rewards® Plus Credit score Card.
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Apply right here: Southwest Fast Rewards Plus Credit score Card
Southwest Fast Rewards Premier Credit score Card
- Best for: Common Southwest flyers
- Annual charge: $99
- Signal-up bonus: Earn 40,000 bonus factors and a $400 assertion credit score after spending $3,000 within the first 4 months from account opening. This provide ends on Dec. 16.
- Incomes charges: 3 factors per greenback on Southwest purchases, 2 factors per greenback on native transit and commuting purchases (together with ride-hailing companies), 2 factors per greenback on web, cable, cellphone companies, and choose streaming service purchases, 2 factors per greenback on Fast Rewards resort and automobile rental companions and 1 level per greenback on the whole lot else
- Main perks: Two EarlyBird check-ins yearly, a 6,000-point anniversary bonus, limitless Tier Qualifying Factors incomes of 1,500 for every $5,000 spent yearly and no overseas transaction charges
The data for the Southwest Fast Rewards Premier has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Be taught extra: Southwest Fast Rewards® Premier Credit score Card
Southwest Fast Rewards Precedence Credit score Card
- Greatest for: Southwest loyalists who can benefit from day-of-travel perks
- Annual charge: $149
- Signal-up bonus: Earn 40,000 bonus factors and a $400 assertion credit score after spending $3,000 within the first 4 months from account opening. This provide ends on Dec. 16.
- Incomes charges: 3 factors per greenback on Southwest purchases, 2 factors per greenback on native transit and commuting purchases, together with ride-hailing companies, 2 factors per greenback on web, cable, cellphone companies, and choose streaming service purchases, 2 factors per greenback on Fast Rewards resort and automobile rental companions and 1 level per greenback on the whole lot else
- Main perks: Limitless TQP incomes of 1,500 for every $5,000 spent yearly, a $75 annual Southwest credit score, a 7,500-point anniversary bonus and no overseas transaction charges
TPG named this card the Greatest Airline Cobranded Credit score Card on the 2023 TPG Awards.
For extra particulars, take a look at our full overview of the Southwest Fast Rewards® Precedence Credit score Card.
Apply right here: Southwest Fast Rewards Precedence Credit score Card
Southwest enterprise playing cards
ZACH GRIFF/THE POINTS GUY
Southwest Fast Rewards Premier Enterprise Credit score Card
- Greatest for: Enterprise homeowners who fly Southwest repeatedly
- Annual charge: $99
- Signal-up bonus: Earn 60,000 bonus factors after spending $3,000 within the first three months from account opening.
- Incomes charges: 3 factors per greenback on Southwest purchases, 2 factors per greenback on native transit and commuting purchases (together with ride-hailing companies), 2 factors per greenback on Fast Rewards resort and automobile rental companions and 1 level per greenback on the whole lot else
- Main perks: Two EarlyBird check-ins each card anniversary, earn tier-qualifying factors towards A-Checklist elite standing, $500 charge credit score for Fast Rewards factors transfers to a different Fast Rewards member, a 6,000-point anniversary bonus and no overseas transaction charges.
For extra particulars, take a look at our full overview of the Southwest® Fast Rewards® Premier Enterprise card.
Apply right here: Southwest Fast Rewards Premier Enterprise Credit score Card
Southwest Fast Rewards Efficiency Enterprise Credit score Card
- Greatest for: Enterprise homeowners who’re loyal Southwest flyers
- Annual charge: $199
- Signal-up bonus: Earn 80,000 bonus factors after spending $5,000 within the first three months of account opening.
- Incomes price: 4 factors per greenback on Southwest purchases, 2 factors per greenback on native transit and commuting purchases (together with ride-hailing companies), 3 factors per greenback on Fast Rewards resort and automobile rental companions, 2 factors per greenback on social media and paid search promoting, web, cable and cellphone companies, 1 level per greenback on the whole lot else
- Main perks: 4 upgraded boardings per 12 months, earn tier-qualifying factors towards A-Checklist elite standing, $500 charge credit score for Fast Rewards factors transfers to a different Fast Rewards member, a 9,000-point anniversary bonus, up-to-$120 International Entry/TSA PreCheck credit score, as much as 365 inflight Wi-Fi credit per 12 months and no overseas transaction charges.
For extra particulars, take a look at our full overview of the Southwest® Fast Rewards® Efficiency Enterprise card.
Apply right here: Southwest Fast Rewards Efficiency Enterprise Credit score Card
Do you have to apply for a Southwest bank card now?
Southwest has many followers who love the airline’s persona and the truth that all passengers get two free checked baggage.
The provider’s Fast Rewards program can be widespread because of its simplicity. The variety of Southwest Fast Rewards factors required to e-book a flight is immediately tied to the flight’s present fare, and also you typically get good offers if when and the place to search for redemptions.
Moreover, due to Southwest’s coverage of no cancellation or change charges on its flights, you possibly can re-price a Southwest flight for those who e-book a visit after which discover the identical itinerary at a lower cost earlier than departure. As well as, Southwest factors by no means expire, so that you needn’t fear about incomes factors after which not getting an opportunity to make use of them.
Nevertheless, you may get much more worth out of your Southwest factors for those who can earn a Companion Cross. This perk permits you to convey alongside a chosen journey companion on your whole Southwest flights — each paid and award tickets (however you could pay taxes and charges).
Usually, to get a Companion Cross, you could earn 135,000 qualifying factors or take 100 qualifying, one-way flights in a calendar 12 months. However bank card welcome bonuses and factors earned from card spending depend towards qualification, so the present presents on these playing cards can jump-start you towards incomes your Companion Cross.
You’ll be able to obtain practically two years of buy-one-get-one flights by opening a private and enterprise Southwest bank card and timing your spending to earn the bonuses close to the start of any given 12 months. That is as a result of the usual Companion Cross is legitimate for the 12 months it is earned and your entire following 12 months.
Southwest cardholders get a ten,000-point increase at the start of the 12 months (for current cardholders) or inside 30 days of opening an account (for brand new members). To maximise your time with the Companion Cross, chances are you’ll need to time your bank card software in order that your welcome bonus will submit after the beginning of the brand new 12 months for those who can.
Learn extra: 15 classes from 15 years of getting the Southwest Companion Cross
Backside line
When you’re searching for a brand new Southwest card, you possibly can select from a few of the nice present welcome presents to earn a wholesome quantity of bonus factors. Southwest generally presents a mix of bonus factors and a Companion Cross for brand new cardholders all year long; nevertheless, for those who’re extra interested by boosting your Fast Rewards account with bonus factors, that is your likelihood to use.
Apply right here: Southwest Fast Rewards Plus Credit score Card
Apply right here: Southwest Fast Rewards Precedence Credit score Card
Apply right here: Southwest Fast Rewards Premier Enterprise Credit score Card
Apply right here: Southwest Fast Rewards Efficiency Enterprise Credit score Card