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2024.11 Replace: The brand new supply is 40k+$400. Provide ends on 2024.10.09. This one is inferior to the earlier 85k supply.
2024.10 Replace: The upper supply is expired. At the moment there’s solely a 50k supply.
2024.9 Replace: The 85k supply comes again. Provide ends on 2024.10.09.
Utility Hyperlink
Advantages
- 40k+$400 supply: earn 40,000 Southwest Miles and $400 assertion credit score after spending $3,000 on purchases within the first 4 months. The latest finest supply is 85k.
- We worth Southwest Miles at 1.3 cents/level (Airline Miles Worth), so the 85k highest supply is price about $1,105. See A Newbie’s Information to Southwest Miles for particulars about Southwest Miles.
- Earn 2x miles per greenback spent on Southwest Airways, native transit and commuting (together with rideshare), Web, cable, telephone providers, and choose streaming, and Speedy Rewards lodge and automobile rental accomplice. Earn 1x mile per greenback spent on all different purchases.
- Obtain 3k Southwest Miles after paying the annual charge yearly after your second annual cardholder 12 months.
- 2 EarlyBird Test-In per 12 months.
- 25% again on in-flight purchases.
- Should you earn 125k Southwest miles in a 12 months, you get the Southwest companion cross certificates which is legitimate till the tip of subsequent calendar 12 months!
- Refer a buddy (focused): You may earn 5,000 bonus Southwest miles for each permitted account you refer, as much as a most of 10 permitted referrals (50,000 Southwest miles) per calendar 12 months.
Disadvantages
- Annual charge $69, not waived first 12 months.
- Southwest doesn’t have airways companions, so the miles can solely be redeemed for flights on Southwest Airways itself. Southwest solely flies domestically throughout the USA and to/from Mexico, Central America, and the Caribbean.
- It has international transaction charge, so it isn’t a sensible choice outdoors the US.
Really useful Utility Time
- [5/24 Rule] When you have 5 or extra new accounts opened previously 24 months, Chase won’t approve your utility for this card, irrespective of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts open over 24 months, not solely Chase accounts. See this submit for particulars about presumably bypass this rule.
- This product is accessible to you when you should not have any Southwest private bank card and haven’t acquired a brand new cardmember bonus for any Southwest private bank card previously 24 months. Be aware that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days.
- We advocate you to use for this card after you’ve gotten a credit score historical past of greater than a 12 months.
Abstract
The 75k highest sign-up bonus gives an excellent worth. Should you apply for a private Southwest card and a enterprise Southwest card, each when have the best sign-up bonus, then you’ll earn greater than 125k Southwest miles in complete, which is greater than sufficient to get you a Companion Cross. Keep in mind you can now not get two private Southwest playing cards on the similar time now. The perfect timing to get the Companion Cross is the start of a calendar 12 months, as a result of it will likely be legitimate till the tip of subsequent calendar 12 months!
Now you may solely select one Chase Southwest private card from the three accessible. Should you don’t fly Southwest often, and also you simply need the sign-up bonus, then the Chase Southwest Plus card with the bottom annual charge is probably the most appropriate for you. Should you fly Southwest often, then the Chase Southwest Precedence with extra advantages could also be higher.
Associated Credit score Playing cards
| Chase Southwest Plus | Chase Southwest Premier | Chase Southwest Precedence | Chase Southwest Premier Enterprise | Chase Southwest Efficiency Enterprise | |
|---|---|---|---|---|---|
| Annual Price | $69 | $99 | $149 | $99 | $199 |
| Numerous Credit score | none | none | $75 Southwest credit score; 4 Upgraded Boardings | none | 4 Upgraded Boardings; Inflight WiFi; World Entry |
| Annual Miles | 3,000 | 6,000 | 7,500 | 6,000 | 9,000 |
| Finest Signal-up Bonus | 75k | 75k | 75k | 60k | 80k |
The present phrases power you to decide on just one private Southwest bank card among the many three. However you may have each private and enterprise playing cards.
Really useful Downgrade Choices
- You can’t downgrade this card to any card with no annual charge, so I recommend you shut it if you don’t need to hold it any longer.
After Making use of
- Name 800-436-7927 to examine Chase utility standing. That is an automatic phone line, and the response from the automated line can be one of many following: Obtain determination in 2 weeks means your utility might be permitted; Obtain determination in 7-10 days means your utility might be rejected; Obtain determination in 30 days merely means your utility requires additional overview and there’s nothing to inform you for now. Be aware that is all anecdotal, and your utility could swap from one standing to a different all through the applying course of.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it when you didn’t get instantly permitted.
Historic Affords Chart
Be aware: Typically there may be 50k+50k supply on this card. However the spending requirement for the latter 50k is big, so we don’t deal with them as sign-up bonus, we deal with them as spending bonus as an alternative.
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