Supply: The Faculty Investor
Mos is a monetary expertise firm that helps college students seek for scholarships and apply for numerous federal and state pupil assist packages.
The corporate started as a pupil banking various, providing a spending account with a rewards debit card, but it surely has since pivoted solely to pupil assist and scholarship providers.
We clarify how Mos works, together with its key options and pricing, and allow you to know whether or not we expect its value utilizing.
- Free scholarship listing with 20,000+ scholarships
- Monetary expertise firm offering help with FAFSA and state grant purposes
- Entry a MOS advisor for $9.99 monthly
- 1:1 FAFSA and tuition evaluation out there .
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Scholarship search, monetary assist assist |
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What Is Mos?
Mos is a scholarship search web site that gives entry to a big pool of scholarships and assist from a private advisor (optionally available) that can assist you maximize scholarship and monetary assist alternatives.
Mos Homepage. Screenshot by The Faculty Investor.
What Does It Supply?
Mos provides an attention-grabbing mixture of options that school college students can reap the benefits of. Right here’s what stands out about Mos.
Scholarship Listing
Mos provides a listing of over 20,000 scholarships. You don’t want an account to browse the listing, however by signing up, MOS can match you to scholarships that provide the greatest likelihood of profitable. The Mos listing consists of dozens of filters to slim your scholarship search. For instance, you possibly can search by low, medium, and excessive effort, no essay, school, main, scholarship quantity, and extra.
Scholarship Listing. Screenshot by The Faculty Investor.
Monetary Help Assist
Need assistance finishing the FAFSA? Mos provides an AI advisor that may reply questions and help with filling out monetary assist purposes in addition to essay drafts. Should you want extra customized assist, you possibly can join Mos Premium for $9.99 monthly. This unlocks entry to a human advisor who can assist you thru the monetary assist course of. In keeping with Mos, Premium subscribers obtain an additional $3,000 in monetary assist on common.
Mos Plans
Mos’s fundamental service (Commonplace) is free, however you possibly can unlock extra customized service with a Premium subscription, which prices $9.99 month-to-month. Right here’s what’s included with every tier:
Commonplace (Free)
- Non-public scholarships
- AI Advisor
- Instantaneous AI Essay Drafts
Premium ($9.99/month)
- Non-public scholarships
- Institutional scholarships
- Maximize state grants
- Maximize FAFSA
- AI Advisor
- Instantaneous AI Essay drafts
- Premium Advisor
- 1:1 FAFSA Assessment
- 1:1 Tuition Assessment
- Negotiate along with your faculty
Are There Any Charges?
You’ll be able to entry Mos providers freed from cost, together with its scholarship listing. Nevertheless, you’ll have to pay $9.99 monthly to entry 1:1 FAFSA and tuition assist with a Mos knowledgeable. Mos claims that it is specialists will help you maximize your pupil assist, though we do not see any method to affirm this.
How Does Mos Examine?
A number of scholarship search web sites can be found on-line, and plenty of don’t cost a payment like Mos. In fact, Mos is charging for extra customized service. But when that’s not one thing you want, chances are you’ll wish to look elsewhere.
Scholarships360 is a free scholarship search web site. It really works equally to Mos in you can browse its scholarship listing with out turning into a member. Nevertheless, should you join, you possibly can present info permitting Scholarships360 to supply customized matches.
Daring.org can be a free scholarship search platform, but it surely differs in that it provides unique scholarships solely out there on its platform. The truth is, particular person and firm donors can create scholarships by means of daring.org for college kids to enroll in. Daring.org is value contemplating should you’re in the hunt for further scholarship alternatives.
How Do I Open An Account?
You may get began with Mos by signing up on its web site or downloading the iOS or Android app and making use of out of your smartphone. You’ll be required to supply some private info alongside along with your cell phone quantity.
Contact
Contact choices are restricted. You’ll be able to attain Mos assist through electronic mail at [email protected]. Sadly, it does present a telephone quantity on its web site, nor does it publish any enterprise hours.
Buyer Service
Primarily based on its 4.6 out of 5-star Trustpilot ranking, you must anticipate a constructive expertise with Mos. Moreover, each the iOS and Android variations of the app have earned over 4 out of 5 stars of their respective shops.
Is It Protected And Safe?
The Mos platform ought to be thought of secure to make use of. Whereas the corporate might gather info from its customers, akin to your identify, electronic mail handle, telephone quantity, different private data, app exercise, location, and monetary data, it says that it doesn’t share any of your info with third events. It additionally makes use of commonplace encryption to make sure that your info is transferred over a safe connection, and customers can request that their knowledge be deleted.
Is It Value It?
MOS is basically a scholarship search web site that gives customized help for a payment. Their scholarship listing is simple to make use of, with a great deal of filters. And by signing up, you possibly can obtain customized scholarship matches. Mos additionally provides some unique scholarships that you just will not discover on different platforms.
The large query is whether or not paying for a Premium subscription is value it as most college students are in a position to full the varied purposes, together with the FAFSA, themselves. There are not any ensures {that a} Mos advisor will get you extra money. In the end, you will have to resolve if the added value is well worth the peace of thoughts and time financial savings, and for some, it is likely to be.
