Citi / AAdvantage Enterprise  World Elite Mastercard assessment: Full particulars

If you happen to’re in search of an American Airways cobranded bank card for your enterprise, the Citi® / AAdvantage Enterprise™ World Elite Mastercard® is without doubt one of the few choices out there (see charges and charges). The cardboard has a $99 annual price, waived for the primary 12 months, and would not cost international transaction charges. Card Ranking*: ⭐⭐⭐

*Card Ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Enterprise homeowners loyal to American Airways ought to contemplate the cobranded Citi AAdvantage Enterprise World Elite Mastercard. Together with its $99 annual price (waived for the primary 12 months), it additionally has perks that make for a greater passenger expertise when flying on American.

Be aware that the cardboard has a beneficial credit score rating of 740 or greater. Now, let’s study why your enterprise would possibly nonetheless contemplate this card in the event you and your staff journey repeatedly on American Airways.

At the moment, the welcome bonus on the Citi AAdvantage Enterprise permits new cardmembers to earn 65,000 American Airways AAdvantage bonus miles after spending $4,000 in purchases inside the first 4 months of account opening. TPG’s January 2025 valuations peg AAdvantage miles at 1.65 cents every, making this welcome bonus value $1,073.

There have been affords for as much as 80,000 bonus miles previously, so this isn’t the highest welcome supply we now have seen on the cardboard. Nevertheless, it is greater than the cardboard’s customary supply, so it is value contemplating if it has been in your radar.

Associated: One of the best methods to make use of American Airways miles

The Citi AAdvantage Enterprise card comes with a number of advantages that will probably be helpful to American Airways enterprise vacationers, together with:

• First checked bag free: You and as much as 4 journey companions on the identical reservation will get a free checked bag on home flights. That is value as much as $80 per individual on a round-trip flight, so you may rapidly cowl the cardboard’s annual price with this perk alone.
• Companion certificates: Your small business can earn a certificates for one round-trip home (48 contiguous states except you are from Alaska or Hawaii) main-cabin itinerary after you spend at the very least $30,000 on the cardboard throughout your membership 12 months. Be aware that redeeming the certificates prices $99, plus taxes and charges.

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Cardholders also can add worker playing cards at no extra value, which is a good way for your enterprise to earn AA miles on worker spending.

Associated: Enterprise playing cards vs. private playing cards: Key variations

With the Citi AAdvantage Enterprise card, you will earn 2 miles per greenback spent on eligible American Airways purchases in addition to on purchases with telecommunications retailers, cable and satellite tv for pc suppliers, automobile rental retailers and at fuel stations. You will additionally earn 1 mile per greenback on every part else.

Though the cardboard affords extra miles per greenback spent in these in style business-spending classes, purchases corresponding to inns, delivery and workplace provides aren’t included and earn just one mile per greenback spent.

You may give staff their very own playing cards, permitting you to earn miles on their spending in addition to your individual. Miles earned by the first cardholder and approved consumer’s card will probably be deposited into the AAdvantage Enterprise account and will be transferred to the AAdvantage account of the first account holder or one other worker.

The AAdvantage program additionally permits cardholders of any AA-cobranded card to earn Loyalty Factors to assist them obtain elite standing with American Airways. For each greenback spent on purchases on both the first card or a licensed consumer’s card, you earn 1 Loyalty Level. Nevertheless, observe that Loyalty Factors earned by a licensed consumer will probably be posted to the AAdvantage account of the approved consumer, not that of the first cardholder.

Associated: How you can use the AAdvantage Enterprise program

American Airways is without doubt one of the largest airways on the planet based mostly on passengers carried. An airline this huge supplies many redemption alternatives, particularly if you think about its Oneworld companions.

The AAdvantage program has a number of candy spot awards that may aid you get probably the most out of your miles by way of premium redemptions. A few of the most dear companions you may redeem AA miles for are Qatar Airways, Etihad Airways, JAL, Cathay Pacific and Qantas.

As a Citi AAdvantage Enterprise cardholder, bank card author Danyal Ahmed used his miles to ebook a one-way ticket in Qatar’s QSuite product on his solution to Tanzania for 75,000 AAdvantage miles.

Associated: Your final information to American Airways AAdvantage

• If you happen to choose American Specific: The American Specific® Enterprise Gold Card, with its $375 annual price (see charges and charges), is considerably costlier than the Citi AAdvantage Enterprise however affords greater earnings in key enterprise classes, extra redemption choices, a slew of assertion credit and higher enterprise journey and buy protections. For extra data, take a look at our full assessment of the Amex Enterprise Gold.
• If you happen to choose Chase: The Ink Enterprise Most well-liked® Credit score Card has a $95 annual price and permits cardholders to earn 3 factors per greenback spent on the primary $150,000 spent in mixed purchases in journey, delivery purchases, web, cable and cellphone companies, and promoting purchases with social media websites and search engines like google and yahoo every account anniversary 12 months. You may switch your factors to any of Chase’s 14 lodge and airline companions for much more worth. For extra data, take a look at our full assessment of the Ink Enterprise Most well-liked.
• If you happen to choose Capital One: The Capital One Enterprise X Enterprise card earns bonus miles on journey booked via Capital One Journey and limitless 2 miles per greenback spent on all different purchases. Cardholders additionally get a $300 annual credit score for Capital One Journey in addition to 10,000 bonus miles every year. For extra data, take a look at our full assessment of the Enterprise X Enterprise.

For added choices, take a look at our full checklist of the finest enterprise bank cards.

Associated: How to decide on the perfect bank card for your enterprise bills

If you happen to fly American Airways and verify a bag incessantly, you will simply justify the cardboard’s $99 annual price every year from the free checked bag profit alone. Nevertheless, in the event you aren’t dedicated to American Airways, you will probably get extra worth from a special airline cobranded card or enterprise rewards journey card.

If you happen to’re a frequent American Airways flyer, you will benefit from the Citi AAdvantage Enterprise advantages and the chance to earn elite standing via bank card spending. Nevertheless, its incomes charges are removed from spectacular, and it is devoid of the journey protections that come mechanically with many different journey playing cards. If you happen to’re in search of an on a regular basis spending card for your enterprise, there are higher choices than the Citi AAdvantage Enterprise card.

Apply right here: Citi AAdvantage Enterprise

For charges and charges of Amex Enterprise Gold Card, click on right here.