Citi is a TPG promoting accomplice.
Should you’re trying to enhance your journey with a pleasant haul of transferable factors, you would possibly wish to take into consideration one in every of Citi’s most viable playing cards available on the market.
New Citi Strata Premier℠ Card (see charges and charges) cardholders can earn 75,000 bonus factors after spending $4,000 on purchases inside the first three months of account opening.
Based on TPG’s November 2024 valuations of ThankYou factors at 1.8 cents apiece, that is a bonus price $1,350.
Prior to now, Citi has provided as much as 80,000 ThankYou bonus factors — and whereas that is a reasonably strong deal, 75,000 ThankYou factors additionally supply tons of worth. It is price noting this card underwent a really minor refresh in Could; the annual charge stayed the identical whereas some new advantages had been launched.
Let’s dive deeper into Citi’s Strata Premier Card to see what different perks it gives.
Incomes factors on the Strata Premier
Other than the potential factors haul the welcome bonus gives, the Citi Strata Premier is without doubt one of the finest earners amongst rewards bank cards because of its numerous bonus classes. They embrace:
- 10 ThankYou factors per greenback on lodges, automobile leases and sights when booked by CitiTravel.com
- 3 factors per greenback at eating places
- 3 factors per greenback at supermarkets
- 3 factors per greenback at gasoline stations and electrical automobile charging stations
- 3 factors per greenback on air journey and lodges
- 1 level per greenback on all different purchases
What are you able to do with Citi ThankYou factors?
What’s notably precious about ThankYou factors is the power to make the most of the issuer’s 21 airline and lodge switch companions.
Day by day Publication
Reward your inbox with the TPG Day by day e-newsletter
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
After you meet the preliminary spending requirement of $4,000 within the first three months, you may have 75,000 ThankYou factors — and lots of extra for those who’ve spent within the bonus classes listed above — that you should utilize to e book journey that features flights and lodges.
Should you worth simplicity, the 75,000-point welcome bonus will allow you to e book $750 of paid journey straight by the Citi ThankYou journey portal.
You may earn miles and elite standing on these flights by redeeming factors this manner, and you do not have to fret about award availability. You can additionally redeem your factors for $750 in present playing cards.
TPG bank cards author Danyal Ahmed is a big fan of the Citi Strata Premier and makes use of his factors completely by transferring them to a few of Citi’s switch companions.
He finds worth in applications equivalent to Air France-KLM Flying Blue, because of their standardized award chart between the U.S. and Europe. It gives business-class tickets for 50,000 factors one-way, with the power to add a free stopover.
Danyal additionally typically transfers his Citi ThankYou factors to Qatar Airways Privilege Membership to e book their famend Qsuite business-class product.
Associated: Every little thing you’ll want to find out about ThankYou factors
Issues to think about
This is the particular verbiage on software restrictions for this supply:
Bonus ThankYou® Factors are usually not accessible if in case you have obtained a brand new account bonus for a Citi Premier® or a Citi Strata Premier℠ account previously 48 months.
Further perks provided by the Citi Strata Premier embrace:
- $100 annual lodge credit score (on single lodge keep bookings of $500 or extra, excluding taxes and charges, booked by CitiTravel.com or by calling 1-833-737-1288)
- Free FICO credit score rating monitoring
- Citi Fast Lock so you may block new purchases with out interrupting recurring ones
- Misplaced pockets safety for emergency money
- Citi Concierge entry
- Complimentary ShopRunner membership
- No international transaction charges
- Citi Leisure
- Prolonged guarantee on purchases
The cardboard additionally gives the next journey protections:
Backside line
Between the welcome bonus, additional factors earned by the ThankYou portal, incomes 3 factors per greenback on a variety of fashionable bonus classes and precious switch companions, the Citi Strata Premier Card is a superb journey rewards bank card.
You possibly can simply rack up ThankYou factors by on a regular basis spending on gasoline, EV charging, groceries and eating purchases and not using a cap on what number of factors you may earn.
To study extra, learn our full assessment of the Citi Strata Premier Card.
Apply right here: Citi Strata Premier
Associated: Higher collectively: Why the Citi Strata Premier and Rewards+ playing cards are an incredible pair
