Whereas Citi presents many various rewards bank cards, just some Citi bank cards present entry to the corporate’s precious ThankYou Rewards program. You may additionally want to carry a premium Citi ThankYou card with a purpose to achieve full entry to Citi ThankYou Rewards switch companions.
Whether or not you are making use of in your first bank card or are a seasoned professional in search of a brand new journey rewards card, a number of playing cards in Citi’s portfolio is likely to be best for you.
On this information, we’ll study this system in additional element, together with among the finest playing cards providing Citi ThankYou factors and how you can redeem them.
Greatest Citi ThankYou Rewards playing cards
The knowledge for the Citi Status has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
| Card | Signal-up bonus | Incomes charges | Annual payment | Standout advantages |
|---|---|---|---|---|
| Citi Status Card | This card just isn’t out there to new candidates. |
|
$495 | |
| Citi Strata Premier Card | Earn 75,000 bonus factors after spending $4,000 on purchases inside the first three months of account opening. |
|
$95 (see charges and charges) |
|
| Citi Rewards+ Card | Earn 20,000 bonus factors after spending $1,500 on purchases inside three months of account opening. |
|
$0 (see charges and charges) |
|
| Citi Double Money Card | Earn $200 in money again after spending $1,500 on purchases within the first six months of account opening. Observe that this bonus can be fulfilled as 20,000 ThankYou factors, which might then be redeemed for $200 money again. |
|
$0 (see charges and charges) |
|
| Citi Customized Money Card | Earn $200 in money again after spending $1,500 on purchases within the first six months of account opening. Observe that this bonus can be fulfilled as 20,000 ThankYou factors, which might then be redeemed for $200 money again. |
|
$0 (see charges and charges) |
earn Citi ThankYou factors
As you possibly can see, many Citi playing cards earn ThankYou factors. However not all ThankYou factors are created equal.
TPG’s November 2024 valuations peg the worth of Citi ThankYou Rewards factors at 1.8 cents every, however we base our valuation on the potential worth you will get by transferring your ThankYou factors to one of many program’s airline or lodge companions. Nonetheless, to switch factors to most Citi ThankYou switch companions, you will need to maintain a premium Citi ThankYou Rewards card just like the Citi Status Card (which is not accepting new functions) or the Citi Strata Premier Card.
When you solely have the Citi Rewards+ Card, the Citi Double Money Card or the Citi Customized Money Card (or one other nonpremium Citi ThankYou card), you will earn what we’ll name “fundamental” ThankYou factors. They’re value 1 cent every when redeemed for money again through a press release credit score, direct deposit or test.
You too can switch “fundamental” ThankYou factors to 3 loyalty packages — Alternative Privileges, JetBlue TrueBlue and Wyndham Rewards — you probably have the Citi Rewards+ Card or the Citi Double Money Card, however these transfers will happen at a decrease price than for those who had a premium Citi ThankYou card.
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Nonetheless, suppose you additionally maintain the Citi Status Card or the Citi Strata Premier Card. In that case, you possibly can mix the “fundamental” ThankYou factors into your Citi Status or Citi Strata Premier account and switch your rewards to all of the Citi ThankYou journey companions at one of the best switch ratios.
The knowledge for the Citi Status has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
If you wish to add a brand new Citi ThankYou card to your pockets, learn the superb print for the sign-up bonus and test our web page on bank card software guidelines to make sure you’re eligible for the bonus earlier than clicking the “Apply” button.
Associated: One of the best time to use for these in style Citi bank cards, primarily based on provide historical past
redeem Citi ThankYou factors
All of the Citi ThankYou Rewards playing cards allow you to redeem ThankYou factors for assertion credit, money rewards, third-party present playing cards and journey booked by the Citi journey portal at a flat price of 1 cent per level. Generally, you will even discover present playing cards on sale that would provide you with a barely increased redemption price.
Watch out, although, as some redemption choices (similar to Store With Factors) present lower than 1 cent per level. Guarantee you might be getting at the very least 1 cent per ThankYou level earlier than you redeem.
Remember the fact that you might get considerably extra worth while you redeem your ThankYou factors by transferring them to airline or lodge companions. Suppose you do not have a premium ThankYou Rewards card just like the Citi Status Card or the Citi Strata Premier Card. In that case, you possibly can solely switch to Alternative Privileges, JetBlue TrueBlue and Wyndham Rewards you probably have the Citi Rewards+ Card or the Citi Double Money Card (and your switch ratio will not be as profitable).
Try the next desk for the switch ratios.
| Program | Switch ratio |
|---|---|
| Aeromexico Rewards | 1:1 |
| Accor Reside Limitless | 2:1 |
| Air France-KLM Flying Blue | 1:1 |
| Avianca LifeMiles | 1:1 |
| Cathay Pacific Cathay | 1:1 |
| Alternative Privileges | 1:2 (2:3 with non-premium playing cards) |
| Emirates Skywards | 1:1 |
| Etihad Visitor | 1:1 |
| EVA Air Infinity MileageLands | 1:1 |
| I Want Lodge Rewards | 1:4 |
| JetBlue TrueBlue | 1:1 (5:4 with nonpremium playing cards) |
| Leaders Membership (Main Inns of the World) | 5:1 |
| Miles&Smiles (Turkish Airways) | 1:1 |
| Qantas Frequent Flyer | 1:1 |
| Qatar Airways Privilege Membership | 1:1 |
| Singapore Airways KrisFlyer | 1:1 |
| Thai Royal Orchid Plus | 1:1 |
| Virgin Atlantic Flying Membership/Virgin Purple | 1:1 |
| Wyndham Rewards | 1:1 (5:4 for non-premium playing cards) |
With so many switch companions, your choices are plentiful when redeeming Citi ThankYou Rewards factors. Listed below are some Citi ThankYou candy spots you might use in among the packages that have a tendency to offer probably the most worth:
Associated: Redeem your factors and miles: search flight award availability for the most important airways
Backside line
Citi ThankYou Rewards factors are maybe probably the most underappreciated of the most important factors and miles currencies. Regardless of some negatives, Citi ThankYou factors stay precious, particularly for these seeking to e-book award flights on worldwide carriers.
Having a premium Citi ThankYou card just like the Citi Status Card or the Citi Strata Premier Card is vital to maximise the Citi ThankYou Rewards program. These playing cards unlock transfers to all of the Citi ThankYou companions at one of the best price, which might present many high-value award reserving choices.
