Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.
2024.11 Replace: The brand new provide is 70k.
2024.8 Replace: The upper provide is expired. The present provide is 60k.
2024.6 Replace: The brand new provide is 70k. Card artwork is modified.
Utility Hyperlink
Advantages
- 70k provide: earn 70,000 United miles + 500 Premier qualifying factors after spending $4,000 in 3 months. The current finest provide is 90k.
- We worth UA miles at 1.5 cents (Airline Miles Worth). So the 90k highest sign-up bonus is value about $1,350! See A Newbie’s Information to UA Miles to examine for particulars about UA Miles.
- Earn 3x UA miles on United; earn 2x UA miles on journey, eating places, and choose streaming providers; earn 1x UA mile per greenback spent on all different purchases.
- Every year (card membership 12 months), obtain a $125 credit score on United purchases.
- Ranging from the primary anniversary, obtain two 5,000-mile anniversary award flight credit annually (card membership 12 months). They may expire when you don’t use them.
- First and second checked bag free on United flights when buying tickets (or paying the tax and charges for award tickets) with this card..
- Group 2 boarding on United flights when buying tickets (or paying the tax and charges for award tickets) with this card.
- Earn 25% again on in flight purchases.
- Get 25% bonus miles on MileagePlus X purchases.
- Extra award availability (XN cabin) with this card.
- As much as $100 International Entry or TSA Pre✓® Payment Credit score.
- With this card, you possibly can redeem your UA miles in the direction of annual payment at a set ratio 1.60 cents/level.
- Major automobile rental insurance coverage.
- No overseas transaction payment.
- Refer a pal (focused): You possibly can earn 5,000 bonus UA miles for each accepted account you refer, as much as a most of 10 accepted referrals (50,000 UA miles) per calendar 12 months.
Drawback
- Annual payment $250, NOT waived for the primary 12 months.
Beneficial Utility Time
- [5/24 Rule] If in case you have 5 or extra new accounts opened prior to now 24 months, Chase is not going to approve your utility on this card, regardless of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this put up for particulars about how you can presumably bypass this rule.
- You aren’t eligible for this sign-up bonus when you acquired a sign-up bonus on this card inside 24 months. Word that what issues right here is the time you bought the sign-up bonus, not the time you opened or closed the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely probably that you’re going to get rejected.
- We suggest you to use for this card after you’ve got a credit score historical past for greater than a 12 months.
Abstract
The sign-up bonus on this card could be very good, so it’s value making use of. Nonetheless, the reward fee of on a regular basis spending is just not very spectacular. Should you fly UA rather a lot and you can also make use of the $125 + 2*5k miles annual profit simply, then this bank card is value protecting. In any other case you possibly can take into account downgrading it to the no payment Chase United Gateway card after one 12 months.
Associated Credit score Playing cards
| Chase UA Gateway | Chase UA Explorer | Chase UA Explorer Enterprise | Chase UA Quest | Chase UA Membership | Chase UA Membership Enterprise | |
|---|---|---|---|---|---|---|
| Annual Payment | 0 | $95 | $99 | $250 | $525 | $450 |
| Varied Credit | – | – | – | $125 annual United buy credit score; Two 5,000-mile anniversary award flight credit | – | – |
| Signal-up Bonus | 20k | 70k with first 12 months AF waived | 75k with first 12 months AF waived | 90k | 120k | 75k |
Beneficial Downgrade Choices
After Making use of
- Name 800-436-7927 to examine Chase utility standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain determination in 2 weeks means your utility might be accepted; Obtain determination in 7-10 days means your utility might be rejected; Obtain determination in 30 days merely means your utility requires additional evaluate and there’s nothing to inform you for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it when you didn’t get approve instantly. Your private info shall be acquired and they’re going to then evaluate it. You seldom reply questions, as an alternative, simply benefit from the music and then you definately get accepted or rejected, or additional info is required to be hand in to the department or faxed.
Historic Presents Chart
Word: Generally there are provides equivalent to 80k+20k on this card, however the spending requirement for the latter half is large. Subsequently, we don’t deal with them as sign-up bonus; as an alternative, we deal with them as spending bonus.
Utility Hyperlink
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